13 PORT ROYAL DRIVE, PALM COAST, FL, 32164
Active38 days on marketListed Jun 30, 2026MLS #O6421216
About this home
13 PORT ROYAL DRIVE
Nestled in the serene community of Palm Coast, FL, this charming house located at 13 Port Royal Drive accords a wonderful opportunity to enjoy all that this vibrant area has to accord. The location in Palm Coast suggests easy access to the Town Center, with natural beauty and recreational opportunities of the region. Known for its scenic landscapes and coastal charm, Palm Coast is a desirable place to call home. This property provides a blank canvas for you to envision your superb living space. Whether you are looking for a peaceful retreat or a place to entertain, this house on Port Royal Drive could be the superb starting point. Enjoy the Florida lifestyle with the potential this property holds. High and Dry with clean soil test. Priced to sell!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 PORT ROYAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$220,000
13 POST OAK LANE · same community
2 bd · 2 ba · 1,058 sqft · $208/sqft · 86 DOM
Sold · Dec ’25$275,000
16 POWDER HILL LANE · same community
3 bd · 2 ba · 1,075 sqft · $256/sqft · 219 DOM
Sold · May ’26$315,000
10 POINSETTIA LANE · same community
3 bd · 2 ba · 1,284 sqft · $245/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13 PORT ROYAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 PORT ROYAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13 PORT ROYAL DRIVE FAQs
What would the monthly payment be for 13 PORT ROYAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13 PORT ROYAL DRIVE?+
The most recent tax bill on record (2024) was $528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $65,000, this home is listed about 84% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13 PORT ROYAL DRIVE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6421216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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