10 PONTIAC LANE UNIT B, PALM COAST, FL, 32164
Active104 days on marketListed Apr 24, 2026MLS #O6402087
About this home
10 PONTIAC LANE UNIT B
Move in by August 1st , 2026 and Approved applicants who sign within 48 hours receive a $500 move-in credit . -FREE Pet Fee for 12 months (limit 1 approved pet) -18-month lease option with no rent adjustments during the initial term -No last month deposit required-Lawn care is included in your rent -Fence could be installed upon request -Receive a Welcome Gift basket. 4 Bedroom, 2 bathroom and 2 car garage unit available. Great location! Fully tiled. Spacious living room. Cozy kitchen features: beautiful cabinetry, quartz counters and vaulted ceilings in living areas, stainless steel appliances and pantry. Washer and Drier included. Vertical Blinds included. Great back porch. Minutes to shopping, dining and to the beach. Conveniently located near shopping centers, restaurants, and just minutes from the beach. APPLICATION REQUIREMENTS – Please Read Carefully: All applicants, +580 FICO credit score with no derogatory remarks is required. Every adult (18+) must apply. Background checks are always performed. Income must be at least 2x the monthly rent. Social Security is required for application. No co-signers or ITINs accepted. Required documents include 3 months of bank statements, 3 last pay stubs, W-2s or tax returns, and contact info for employers/landlords (they will be contacted). Driver's license photo is required, and all applicants must see the property in person. The application is $85/adult and is Non-refundable and may take up to 3 days to process. If approved, move-in funds are due within 1 day and must be paid through the online portal (no cash or checks). Lease is prepared within 1–2 days after payment. Move-in costs include first month's rent, 1 month security deposit, any prorated rent, $0 pet fee, and one time $159 lease fee. Tenant insurance is required prior to move in.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,524
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALM COAST SEC 28
$1 vs $202
Days on market
104 vs 50 typical
Where $1/sqft sits among the 15 homes for sale in PALM COAST SEC 28
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
1 of 15
PALM COAST SEC 28 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 PONTIAC LANE UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
26 PONTIAC LANE · same community
3 bd · 2 ba · 1,547 sqft · $226/sqft · 81 DOM
Sold · Aug ’25$399,000
1 PORTIA LANE · same community
3 bd · 2 ba · 1,575 sqft · $253/sqft · 13 DOM
Sold · Apr ’26$315,000
31 PONY EXPRESS DRIVE · same community
3 bd · 2 ba · 1,576 sqft · $200/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 PONTIAC LANE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 PONTIAC LANE UNIT B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10 PONTIAC LANE UNIT B FAQs
What would the monthly payment be for 10 PONTIAC LANE UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10 PONTIAC LANE UNIT B?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,795, this home is listed about 100% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10 PONTIAC LANE UNIT B?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$1,795 is 99% below the PALM COAST 32164 median of $340,000, and at $1/sqft it sits under the Palm Coast average of $261.
02Time on market is leverage
104 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,900, now $1,795 — a $105 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE CAVALIERI PROPERTY MANAGEMENT LLC · Salvatore Cavalieri. MLS #O6402087.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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