David Ramirez
$260,0003 bd2 ba1,103 sqft$236 /sqft$2,084 /mo all-in ↓

1241 3RD STREET, ORANGE CITY, FL, 32763

Active24 days on marketListed Jul 1, 2026MLS #O6420642

Priced 9% below the ORANGE CITY 32763 medianSingle Family ResidenceWEST HIGHLANDS

About this home

1241 3RD STREET

Short Sale. Built in 2017, this 3-bedroom, 2-bath home offers an excellent opportunity to own a newer home with energy-efficient features and no HOA restrictions. Designed with a desirable split-bedroom floor plan, the home features an open-concept layout that creates a bright and comfortable living space for everyday living and entertaining.Energy-conscious buyers will appreciate the Icynene insulation in the exterior walls and attic, Low-E double-pane vinyl windows, and energy-efficient HVAC system, all contributing to year-round comfort and efficiency.The kitchen overlooks the living and dining areas, creating a seamless flow throughout the main living space. The primary suite provides privacy and comfort, while the secondary bedrooms allow ample natural light and storage.Outside, the covered patio overlooks a spacious yard with plenty of room for pets, play, gardening, or parking recreational vehicles. With no HOA, you'll enjoy the flexibility to store your boat, RV, trailer, or other toys on your own property.Conveniently located near shopping, dining, major roadways, and some of Central Florida's most beautiful parks and outdoor recreation areas, this property offers both convenience and lifestyle appeal.Whether you're a first-time homebuyer, investor, or someone looking to add your personal touches, this Orange City property presents a great opportunity in a desirable location. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,103

Sqft

0.17 ac

Lot size

2017

Year built

One

Levels

$236

Per sqft

Pets allowed

Inside

FlooringLaminate · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesSouth
ExteriorPrivate Yard

Community & fees

Taxes (2025)$3,341/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,084 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$278
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,084/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$278
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$250KedgeAI estimate $290,646 · range $272K$298K$310K

vs edgeAI estimate

−10.5%

$/sqft vs WEST HIGHLANDS

$236 vs $228

Days on market

24 vs 27 typical

Where $236/sqft sits among the 15 homes for sale in WEST HIGHLANDS

14 · this home
0
0
0
0
1
$212–268$268–325$325–381$381–437$437–494$494+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orange City

Map of 1241 3RD STREET

Drive times from this address

Downtown Orlando45 min
Universal Orlando58 min
Orlando Int’l Airport (MCO)64 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orange City. See the full Orange City guide →

ORANGE CITY 32763 — neighborhood snapshot

Population

25,667

Median age

44.8

Median income

$64,022

Median home value

$239,700

Avg household

2.31

Households w/ children

2,763

For the school run

Volusia County School District

MiddleRiver Springs Middle School★★★★★
HighUniversity High School★★★★★
ElementaryOrange City Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orange City market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$320K$309K

Orange City median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

5 of 15

WEST HIGHLANDS have cut their price

Median sold price, Orange City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the ORANGE CITY 32763 median. See the full Orange City market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $260,000 · 24 days on market since
2017Built · WEST HIGHLANDS

Reality check

What actually sold near 1241 3RD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

410 W AMELIA AVENUESold · Jun ’26

$567,000

410 W AMELIA AVENUE · same community

4 bd · 2 ba · 1,101 sqft · $515/sqft · 1 DOM

1370 19TH STREETSold · Aug ’25

$145,000

1370 19TH STREET · same community

3 bd · 2 ba · 1,115 sqft · $130/sqft · 62 DOM

1370 19TH STREETSold · Jun ’26

$299,900

1370 19TH STREET · same community

3 bd · 2 ba · 1,115 sqft · $269/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1241 3RD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1241 3RD STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1241 3RD STREET FAQs

What would the monthly payment be for 1241 3RD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,084/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1241 3RD STREET?+

The most recent tax bill on record (2025) was $3,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1241 3RD STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orange City?+

At $260,000, this home is listed about 25% below the Orange City median of $345,250. The market section on this page shows how the area is trending.

Which schools are assigned to 1241 3RD STREET?+

River Springs Middle School (middle), University High School (high), Orange City Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SIGNATURE BROKERS REALTY LLC · Cassandra Daniel. MLS #O6420642.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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