David Ramirez
Pending
$310,000$320,0003 bd2 ba1,249 sqft$248 /sqft$2,446 /mo all-in ↓

1221 3RD STREET, ORANGE CITY, FL, 32763

Pending50 days on marketListed Jun 13, 2026MLS #O6416528

Reduced $10KSingle Family ResidenceWEST HIGHLANDS

About this home

1221 3RD STREET

PRICE IMPROVEMENT! NO HOA! MOVE-IN READY! AVAILABLE FOR A QUICK CLOSING! Enjoy the Best of Florida Indoor/Outdoor Living! Schedule your private showing today to experience this beautifully maintained 3-bedroom, 2-bathroom single-story home built in 2021. Located in Orange City with no HOA, this move-in-ready residence offers a desirable split-bedroom floor plan, a 2-car garage, neutral finishes, tile flooring throughout, and an open-concept layout ideal for both everyday living and entertaining. The spacious kitchen overlooks the living room and features Whirlpool stainless steel appliances, a pantry, and a breakfast bar, creating the perfect space for gathering with family and friends. The private primary suite includes a walk-in closet, dual vanities, and a walk-in shower with a built-in bench. Step outside and enjoy your own backyard retreat featuring a covered patio, Tremron Glacier pavers, a fire pit area, wood privacy fencing with double-gate access, a generous side yard, and a spacious backyard with plenty of room for entertaining, pets, gardening, or future enhancements. Additional highlights include an indoor laundry room and a convenient location. Whether you're purchasing your first home, downsizing, or looking for a low-maintenance lifestyle, this home is ready for its next owner. Available for a quick closing. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,249

Sqft

0.17 ac

Lot size

2

Garage

2021

Year built

One

Levels

$248

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Range · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · Other · Sliding Doors

Community & fees

Taxes (2025)$3,884/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,446 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$324
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate6.00%
Loan term

Estimated payment

$2,446/mo

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$324
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$279KedgeAI estimate $296,922 · range $291K$301K$322K

vs edgeAI estimate

+4.4%

$/sqft vs WEST HIGHLANDS

$248 vs $234

Days on market

50 vs 27 typical

Where $248/sqft sits among the 14 homes for sale in WEST HIGHLANDS

13 · this home
0
0
0
0
1
$217–272$272–328$328–383$383–439$439–495$495+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orange City

Map of 1221 3RD STREET

Drive times from this address

Downtown Orlando45 min
Universal Orlando58 min
Orlando Int’l Airport (MCO)64 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orange City. See the full Orange City guide →

ORANGE CITY 32763 — neighborhood snapshot

Population

25,667

Median age

44.8

Median income

$64,022

Median home value

$239,700

Avg household

2.31

Households w/ children

2,763

For the school run

Volusia County School District

MiddleRiver Springs Middle School★★★★★
HighUniversity High School★★★★★
ElementaryOrange City Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orange City market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$320K$309K

Orange City median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

3 of 14

WEST HIGHLANDS have cut their price

Median sold price, Orange City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the ORANGE CITY 32763 median. See the full Orange City market guide →

Paper trail

This home's history

CurrentPrice reduced to $310,000 $10K
Jun 13, 2026Listed at $320,000 · 50 days on market since
2021Built · WEST HIGHLANDS

Reality check

What actually sold near 1221 3RD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1245 13TH STREETSold · Sep ’25

$289,900

1245 13TH STREET · same community

3 bd · 2 ba · 1,263 sqft · $230/sqft · 14 DOM

1698 17TH STREETSold · Apr ’26

$309,900

1698 17TH STREET · same community

3 bd · 2 ba · 1,290 sqft · $240/sqft · 268 DOM

1427 18TH STREETSold · Aug ’25

$292,900

1427 18TH STREET · same community

3 bd · 2 ba · 1,208 sqft · $242/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1221 3RD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1221 3RD STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1221 3RD STREET FAQs

What would the monthly payment be for 1221 3RD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,446/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1221 3RD STREET?+

The most recent tax bill on record (2025) was $3,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1221 3RD STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orange City?+

At $310,000, this home is listed about 10% below the Orange City median of $345,250. The market section on this page shows how the area is trending.

Which schools are assigned to 1221 3RD STREET?+

River Springs Middle School (middle), University High School (high), Orange City Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX EXCLUSIVE COLLECTION · Rose Kemp. MLS #O6416528.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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