1295 12TH STREET, ORANGE CITY, FL, 32763
Active23 days on marketListed Jul 13, 2026MLS #O6421627
About this home
1295 12TH STREET
This beautiful home, has a large OPEN FLOOR PLAN. The kitchen has SOLID WOOD cabinets with soft close hinges and drawers, GRANITE counter tops, STAINLESS STEEL APPLIANCES (microwave, range & dishwaher), garbage disposal, KITCHEN ISLAND with pendant lighting over breakfast bar & recess lighting. The living room is large and open to the kitchen. The master bedroom is large and includes a walk in closet and a master bath with double sinks, granite counter tops and a linen closet. Nice size INSIDE LAUNDRY ROOM so you don't have to go out in the heat! This home has so many features and a lot of character. It includes block construction, cathedral ceilings, plant shelf, ceiling fans, updated lighting & switches, double pane/tilt out windows, "wood look" PORCELAIN TILE floors and carpet in bedrooms.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,375
Sqft
0.29 ac
Lot size
2
Garage
2020
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,705 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,705/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs WEST HIGHLANDS
$240 vs $228
Days on market
23 vs 41 typical
Where $240/sqft sits among the 14 homes for sale in WEST HIGHLANDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orange City. See the full Orange City guide →
ORANGE CITY 32763 — neighborhood snapshot
Population
25,667
Median age
44.8
Median income
$64,022
Median home value
$239,700
Avg household
2.31
Households w/ children
2,763
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orange City market
$320K → $306K
Orange City median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
3 of 14
WEST HIGHLANDS have cut their price
Median sold price, Orange City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the ORANGE CITY 32763 median. See the full Orange City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1295 12TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$299,000
1160 W NEW YORK AVENUE · same community
3 bd · 2 ba · 1,322 sqft · $226/sqft · 6 DOM
Sold · Dec ’25$300,000
1450 14TH STREET · same community
3 bd · 2 ba · 1,302 sqft · $230/sqft · 136 DOM
Sold · Apr ’26$309,900
1698 17TH STREET · same community
3 bd · 2 ba · 1,290 sqft · $240/sqft · 268 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1295 12TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1295 12TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1295 12TH STREET FAQs
What would the monthly payment be for 1295 12TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,705/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1295 12TH STREET?+
The most recent tax bill on record (2025) was $5,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orange City?+
At $329,990, this home is listed about 1% below the Orange City median of $333,700. The market section on this page shows how the area is trending.
Which schools are assigned to 1295 12TH STREET?+
River Springs Middle School (middle), University High School (high), Orange City Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ABSOLUTE REALTY GROUP, LLC · Lou Kloppe. MLS #O6421627.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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