505 LAKE CHARM DRIVE, OVIEDO, FL, 32765
Active36 days on marketListed Jun 27, 2026MLS #O6420409
About this home
505 LAKE CHARM DRIVE
Welcome to 505 Lake Charm Drive, where timeless style meets modern comfort in one of Oviedo's most sought-after communities. This move-in-ready home has been thoughtfully redesigned with today's buyer in mind, offering a bright open-concept floor plan that is perfect for both everyday living and entertaining. From the moment you step inside, you'll appreciate the attention to detail, featuring new tile flooring throughout, updated lighting and fixtures, beautifully renovated living spaces, and a stunning kitchen complete with brand-new appliances. Every update has been carefully selected to create a fresh, elegant, and inviting atmosphere. Step outside into your own private Florida retreat. The screened-in pool and spa provide the perfect place to relax year-round, while the spacious backyard offers exceptional functionality. Three storage sheds provide ample room for tools, hobbies, and outdoor equipment. Need space for your toys? Bring your RV, boat, or trailer! Oversized fenced side gates open to a covered parking area, making this property a rare find with the flexibility that so many buyers are searching for. Ideally located just moments from Lake Charm, you'll enjoy the charm of a peaceful neighborhood while remaining close to shopping, dining, parks, and everyday conveniences. Families will appreciate the home's location within the highly regarded Seminole County Public Schools district, known for its excellent schools and strong community atmosphere. Whether you're hosting family gatherings by the pool, storing your recreational vehicles with ease, or simply enjoying the tranquility of this beautiful neighborhood, this home truly offers the complete Florida lifestyle. Don't miss this rare opportunity to own a beautifully renovated home in one of Oviedo's most desirable locations. Homes with this combination of quality, functionality, and location don't come along often.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,195
Sqft
0.34 ac
Lot size
2
Garage
1990
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,379 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,379/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs Oviedo actives
$282 vs $250
Days on market
36 vs 25 typical
Where $282/sqft sits among the 207 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
106 of 207
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 505 LAKE CHARM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$456,000
465 PORTICO COURT
3 bd · 3.5 ba · 2,198 sqft · $207/sqft · 152 DOM
Sold · Mar ’26$462,500
529 PIAZZA POINT
3 bd · 3.5 ba · 2,198 sqft · $210/sqft · 52 DOM
Sold · Nov ’25$560,000
116 WINDING OAKS LANE
4 bd · 2 ba · 2,164 sqft · $259/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 505 LAKE CHARM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 505 LAKE CHARM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
505 LAKE CHARM DRIVE FAQs
What would the monthly payment be for 505 LAKE CHARM DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,379/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 505 LAKE CHARM DRIVE?+
The most recent tax bill on record (2025) was $7,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $619,000, this home is listed about 18% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 505 LAKE CHARM DRIVE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$619,000 runs 35% above the OVIEDO 32765 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $659,000, now $619,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Nicholas Rahbarian. MLS #O6420409.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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