David Ramirez
$590,0004 bd2 ba1,860 sqft$317 /sqft$3,783 /mo all-in ↓

1986 CRYSTAL DOWNS COURT, OVIEDO, FL, 32765

Active45 days on marketListed Jun 18, 2026MLS #TB8520356

Private poolSingle Family ResidenceTWIN RIVERS SEC 6

About this home

1986 CRYSTAL DOWNS COURT

Lender Discount available! Welcome to this beautifully updated 4-bedroom, 2-bath home where comfort, style, and outdoor living come together seamlessly. Thoughtfully enhanced with luxury lighting fixtures throughout, the home offers a warm, inviting atmosphere and a modern touch in every room. With a split floor plan, eat-in kitchen, and large fenced yard, there is room for all family members to enjoy time together or retreat to their own space. ROOF 2017. AC 2017, Water Heater 2026 Once inside the grand entrance marked with double glass doors and high vaulted ceilings, you'll be struck by the abundance of natural light through oversized windows. Step to your left for the primary suite that spans from the front to the back of the house! You do not want to miss seeing the primary ensuite! You'll feel like you stepped into an elegant spa with crystal chandeliers over the designer vanities, floor to ceiling tile inset with mother-of-pearl design, large glass walk-in shower, and oversized soaker tub. Even the walk-in closet with custom built shelves and drawers is complete with its own chandelier. The gourmet kitchen is found centrally located in the heart of the home. With timeless granite counters and sleek appliances, you'll be ready to entertain gatherings large and small in this versatile eat-in kitchen complete with bar stools and breakfast nook. Equally convenient is the indoor laundry room just off the kitchen for easy access to modern living. You're going to love relaxing in your new cozy family room designed with entertaining in mind. This open concept floor plan at the back of the home provides opportunity to enjoy watching your favorite channels on the oversized wall-mounted TV that conveys above the stunning electric fireplace with floor to ceiling stone. Step outside through the newly installed glass doors to your own private backyard retreat. The sparkling pool serves as centerpiece to your outdoor oasis, surrounded by mature, professionally maintained landscaping that provides both beauty and privacy. Watch the cardinals, herons, and hummingbirds gather as you sit on your pool deck with your morning coffee, recline in the pool for your personal happy hour, or relax around the wood burning fire pit past sunset. Inside and out, pride of ownership is evident in the home's carefully selected upgrades and meticulous maintenance. The attractive landscaping enhances curb appeal and creates a welcoming first impression from the moment you arrive. Ideally located in the center of Oviedo, this home offers convenient access to top-rated schools including UCF and Seminole State, shopping, dining, parks, and major commuter routes. You're minutes from 20 miles of Cross Seminole Trail for bike riding and 44 mile Econlockhatchee River for kayaking. Enjoy the perfect balance of neighborhood charm and everyday convenience in one of Central Florida's most sought-after golfing communities. Don't miss your opportunity to make this move-in ready property your next home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,860

Sqft

0.23 ac

Lot size

2

Garage

1994

Year built

One

Levels

$317

Per sqft

Private poolFireplacePool viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · Irrigation System · Lighting · Outdoor Grill · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$22/mo
Taxes (2025)$2,353/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Golf · Sidewalks

Utilities & systems

UtilitiesCable Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,783 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$196
HOA fee — from the listing$22
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,000
Interest rate6.00%
Loan term

Estimated payment

$3,783/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$196
HOA / condo fee$22
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$482KedgeAI estimate $515,717 · range $502K$533K$614K

vs edgeAI estimate

+14.4%

$/sqft vs Oviedo actives

$317 vs $250

Days on market

45 vs 25 typical

Where $317/sqft sits among the 207 Oviedo actives

52
55
43
32
10 · this home
15
$200–226$226–252$252–278$278–304$304–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Map of 1986 CRYSTAL DOWNS COURT

Drive times from this address

Downtown Orlando28 min
Orlando Int’l Airport (MCO)37 min
Universal Orlando41 min
Walt Disney World53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

107 of 207

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $590,000 · 45 days on market since
1994Built · TWIN RIVERS SEC 6

Reality check

What actually sold near 1986 CRYSTAL DOWNS COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1920 TURNBERRY DRIVESold · Jan ’26

$505,000

1920 TURNBERRY DRIVE · same community

4 bd · 2 ba · 2,014 sqft · $251/sqft · 10 DOM

1939 S PRAIRIE DUNES COURTSold · Jul ’26

$675,000

1939 S PRAIRIE DUNES COURT · same community

4 bd · 2.5 ba · 2,931 sqft · $230/sqft · 3 DOM

1963 S PRAIRIE DUNES COURTSold · Mar ’26

$600,000

1963 S PRAIRIE DUNES COURT · same community

4 bd · 2.5 ba · 2,943 sqft · $204/sqft · 128 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1986 CRYSTAL DOWNS COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1986 CRYSTAL DOWNS COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1986 CRYSTAL DOWNS COURT FAQs

What would the monthly payment be for 1986 CRYSTAL DOWNS COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,783/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1986 CRYSTAL DOWNS COURT?+

The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1986 CRYSTAL DOWNS COURT?+

The most recent tax bill on record (2025) was $2,353. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1986 CRYSTAL DOWNS COURT?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $590,000, this home is listed about 12% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1986 CRYSTAL DOWNS COURT?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$590,000 runs 28% above the OVIEDO 32765 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Melissa Weathers. MLS #TB8520356.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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