546 PENNS NECK DRIVE, DELAND, FL, 32724
Active42 days on marketListed Jun 26, 2026MLS #O6420369
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Sat, Aug 8
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Sun, Aug 9
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Mon, Aug 10
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Tue, Aug 11
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Wed, Aug 12
9:00 AM – 7:00 PM
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Thu, Aug 13
9:00 AM – 7:00 PM
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About this home
546 PENNS NECK DRIVE
546 Penns Neck Dr is a one-story Deland cul-de-sac home with a functional layout and modern finishes throughout. The kitchen features stainless steel appliances, a walk-in pantry, and ample counter space, creating a well-equipped space for cooking and entertaining. The primary bedroom includes a spacious walk-in closet for convenient storage and organization, while the primary bathroom features double sinks for everyday convenience. A patio extends the living space outdoors, flowing to an in-ground pool that creates an expansive area for relaxation and entertaining. A two-car garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room.. Included 100-Day Home Warranty with buyer activation
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,930
Sqft
0.35 ac
Lot size
2
Garage
1991
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.5%
$/sqft vs Deland actives
$202 vs $204
Days on market
42 vs 46 typical
Where $202/sqft sits among the 392 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32724 — neighborhood snapshot
Population
43,615
Median age
43.7
Median income
$72,729
Median home value
$283,100
Avg household
2.43
Households w/ children
4,433
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
200 of 392
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 546 PENNS NECK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$375,000
656 CARYA COURT
4 bd · 2 ba · 2,012 sqft · $186/sqft · 6 DOM
Sold · Jul ’26$400,000
717 FARFIELDS STREET
4 bd · 2 ba · 1,819 sqft · $220/sqft · 89 DOM
Sold · Dec ’25$302,000
101 E GEORGE STREET
3 bd · 2 ba · 1,768 sqft · $171/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 546 PENNS NECK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 546 PENNS NECK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
546 PENNS NECK DRIVE FAQs
What would the monthly payment be for 546 PENNS NECK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,834/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 546 PENNS NECK DRIVE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 546 PENNS NECK DRIVE?+
The most recent tax bill on record (2025) was $2,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 546 PENNS NECK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $390,000, this home is listed about 3% above the Deland median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 546 PENNS NECK DRIVE?+
Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OPENDOOR BROKERAGE LLC · Karen Albright. MLS #O6420369.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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