David Ramirez
$360,000$365,0003 bd2.5 ba1,934 sqft$186 /sqft$3,010 /mo all-in ↓

1338 RILEY CIRCLE, DELAND, FL, 32724

Active250 days on marketListed Nov 25, 2025MLS #S5139240

Reduced $5KSingle Family ResidenceVICTORIA TRLS NORTHWEST 7 PH 2

About this home

1338 RILEY CIRCLE

Short Sale. WELCOME HOME! This is THE one you've been waiting for! This gorgeous property has thoughtfully designed living space and features modern sophistication and timeless appeal. Built in 2018 and meticulously maintained, every detail reflects pride of ownership and tasteful upgrades. New HVAC in 2024! Step inside to soaring 9-foot ceilings, recessed lighting, and an open-concept layout that effortlessly blends spaciousness with comfort—ideal for both refined entertaining and everyday living. The gourmet kitchen is a chef’s dream, complete with stainless steel appliances, granite countertops, and a center island that offers both generous prep space and casual dining. Ascend the stairs to find a striking wrought iron banister and luxury vinyl plank flooring that flows seamlessly throughout—no carpet anywhere. The primary suite is a private retreat featuring a walk-in closet and a spa-inspired en-suite bathroom with dual vanities and an oversized, tiled walk-in shower. Two additional good-sized bedrooms upstairs share a full bathroom, with a conveniently located upstairs laundry room nearby. Upstairs loft provides versatility and can be used as a second living area, game room, or office space. Outside, the backyard oasis invites relaxation and alfresco dining, with a charming fenced in yard perfect for grilling and gatherings. Additionally this home includes a spacious two-car garage, stone-paved driveway, and enviable access to the community’s luxurious amenities. Nestled within the highly desirable Victoria Trails neighborhood, residents enjoy a resort-style pool, clubhouse with state-of-the-art fitness center, playgrounds, lush nature trails, golf course, and tennis courts! Ideally located just moments from local parks, golf, dining, and premier shopping, this remarkable home offers the perfect blend of elegance, comfort, and convenience. I-4 is in close proximity for those easy commutes to Orlando and all of Central Florida. Don’t miss your opportunity to make this extraordinary residence your own! Call to schedule a private tour today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,934

Sqft

0.13 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$186

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$196/mo
Taxes (2024)$4,511/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,010 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2024 actual bill$376
HOA fee — from the listing$196
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$3,010/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$376
HOA / condo fee$196
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$346KedgeAI estimate $455,819 · range $409K$475K$494K

vs edgeAI estimate

−21%

$/sqft vs Deland actives

$186 vs $206

Days on market

250 vs 37 typical

Where $186/sqft sits among the 391 Deland actives

70
99 · this home
106
58
30
28
$145–172$172–200$200–228$228–255$255–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deland

Map of 1338 RILEY CIRCLE

Drive times from this address

Downtown Orlando42 min
Universal Orlando54 min
Orlando Int’l Airport (MCO)61 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

DELAND 32724 — neighborhood snapshot

Population

43,615

Median age

43.7

Median income

$72,729

Median home value

$283,100

Avg household

2.43

Households w/ children

4,433

For the school run

Volusia County School District

HighDeland High School★★★★★
ElementaryBlue Lake Elementary School★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$346K$350K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

198 of 391

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

CurrentPrice reduced to $360,000 $5K
Nov 25, 2025Listed at $365,000 · 250 days on market since
2018Built · VICTORIA TRLS NORTHWEST 7 PH 2

Reality check

What actually sold near 1338 RILEY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1537 CHELSEA MANOR CIRCLESold · Jun ’26

$339,000

1537 CHELSEA MANOR CIRCLE · same community

3 bd · 2 ba · 1,509 sqft · $225/sqft · 21 DOM

1586 CHELSEA MANORSold · Dec ’25

$460,000

1586 CHELSEA MANOR · same community

3 bd · 2.5 ba · 2,370 sqft · $194/sqft · 53 DOM

1559 SCRUB JAY COURTSold · Feb ’26

$399,900

1559 SCRUB JAY COURT · same community

4 bd · 2.5 ba · 2,469 sqft · $162/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1338 RILEY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1338 RILEY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1338 RILEY CIRCLE FAQs

What would the monthly payment be for 1338 RILEY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,010/mo — principal and interest, the actual property-tax bill, the $196/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1338 RILEY CIRCLE?+

The association fee works out to $196 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1338 RILEY CIRCLE?+

The most recent tax bill on record (2024) was $4,511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1338 RILEY CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $360,000, this home is listed about 5% below the Deland median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1338 RILEY CIRCLE?+

Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$360,000 runs 14% above the DELAND 32724 median.

02Time on market is leverage

250 days on market against a Deland median of 37 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $365,000, now $360,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY LLC · Kim Beers. MLS #S5139240.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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