David Ramirez
$135,0001 bd1 ba496 sqft$272 /sqft$1,061 /mo all-in ↓

115 OYSTER BAY CIRCLE UNIT 170, ALTAMONTE SPRINGS, FL, 32701

Active44 days on marketListed Jun 23, 2026MLS #O6419128

Priced 32% below the Altamonte Springs medianCondominiumWATERSIDE AT CRANES ROOST A CONDO COMMUNITY

About this home

115 OYSTER BAY CIRCLE UNIT 170

Perfectly positioned in one of the most desirable locations within the community, this professionally staged, ground-floor end residence offers the ideal blend of comfort, convenience, and lifestyle. Nestled in the community's largest courtyard—just steps from the lake—this rare end unit is filled with natural light and showcases the polished feel of a professionally designed model home. The association provides an exceptional low-maintenance lifestyle by including electricity for a/c, natural gas, water, sewer, trash service, exterior building insurance, professional grounds maintenance, pool and amenities maintenance, and on-site property management—expenses that are rarely included elsewhere. (*average electric bill is less than $35 a month). Outside your front door awaits one of Central Florida's most vibrant destinations. Adjacent to Cranes Roost Park in Uptown Altamonte, you'll enjoy an unmatched walkable lifestyle with lakeside trails, award-winning restaurants, boutique shopping, live concerts, food and wine festivals, farmers markets, outdoor movies, holiday celebrations, and community events throughout the year. It's the kind of neighborhood where every weekend offers something to experience. Inside, timeless neutral finishes and beautiful ceramic tile flooring create an inviting backdrop ready for your personal style. An in-unit combination washer and dryer is included, while more than $20,000 in custom electrical upgrades provide exceptional infrastructure for today's connected lifestyle—ideal for remote professionals, home offices, or anyone who appreciates thoughtfully upgraded systems. The value extends well beyond the walls of the home. The community itself has recently undergone an impressive transformation with professionally painted buildings, brand-new front doors, new patio screens, resurfaced swimming pools, renovated tennis courts, repaired and replaced iron railings, updated signage, and new exterior lighting. Planned landscaping and beautification improvements will continue to enhance the neighborhood's appeal and long-term value. Whether you're searching for a primary residence, a seasonal escape, or an exceptional investment opportunity, this move-in-ready home offers an unbeatable combination of location, convenience, and lifestyle in the heart of Uptown Altamonte. Opportunities like this are rare—and this one is ready to impress from the moment you arrive.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

496

Sqft

0 ac

Lot size

1980

Year built

One

Levels

$272

Per sqft

Garden & Tennis Court viewNegotiablePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Exhaust Fan · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Thermostat
LaundryInside
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationBlock
ViewGarden · Tennis Court
FacesEast
ParkingGuest · Open
ExteriorCourtyard · Lighting · Outdoor Grill · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$563/yr
PetsCats OK, Dogs OK, Yes
CommunityFishing · Lake · Waterfront · Association Recreation - Owned · Community Mailbox · Deed Restrictions · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,061 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$795
FHA mortgage insurance (est.)$60
Property tax — 2025 actual bill$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,725
Interest rate6.00%
Loan term

Estimated payment

$1,061/mo

Principal & interest$795
FHA mortgage insurance (est.)$60
Property taxes (actual bill)$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $135K
$84KedgeAI estimate $95,314 · range $88K$115K$140K

vs edgeAI estimate

+41.6%

$/sqft vs WATERSIDE AT CRANES ROOST A CONDO COMMUNITY

$272 vs $136

Days on market

44 vs 45 typical

Where $272/sqft sits among the 17 homes for sale in WATERSIDE AT CRANES ROOST A CONDO COMMUNITY

9
0
0
3
2
3 · this home
$115–141$141–167$167–193$193–220$220–246$246+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 115 OYSTER BAY CIRCLE UNIT 170

Drive times from this address

Downtown Orlando12 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$313K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

3 of 17

WATERSIDE AT CRANES ROOST A CONDO COMMUNITY have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $135,000 · 44 days on market since
1980Built · WATERSIDE AT CRANES ROOST A CONDO COMMUNITY

Reality check

What actually sold near 115 OYSTER BAY CIRCLE UNIT 170

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

131 WATER FRONT WAY UNIT 150Sold · May ’26

$92,000

131 WATER FRONT WAY UNIT 150 · same community

1 bd · 1 ba · 496 sqft · $185/sqft · 216 DOM

133 OYSTER BAY CIRCLE UNIT 320Sold · Oct ’25

$60,000

133 OYSTER BAY CIRCLE UNIT 320 · same community

1 bd · 1 ba · 496 sqft · $121/sqft · 85 DOM

122 WATER FRONT WAY UNIT 220Sold · Sep ’25

$52,500

122 WATER FRONT WAY UNIT 220 · same community

1 bd · 1 ba · 496 sqft · $106/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 115 OYSTER BAY CIRCLE UNIT 170 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 115 OYSTER BAY CIRCLE UNIT 170 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

115 OYSTER BAY CIRCLE UNIT 170 FAQs

What would the monthly payment be for 115 OYSTER BAY CIRCLE UNIT 170?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,061/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 115 OYSTER BAY CIRCLE UNIT 170?+

The most recent tax bill on record (2025) was $563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 115 OYSTER BAY CIRCLE UNIT 170?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $135,000, this home is listed about 32% below the Altamonte Springs median of $198,500. The market section on this page shows how the area is trending.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Ledy Loor. MLS #O6419128.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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