David Ramirez
$540,000$560,0004 bd3 ba2,235 sqft$242 /sqft$4,188 /mo all-in ↓

170 OAK VIEW CIRCLE, LAKE MARY, FL, 32746

Active33 days on marketListed Jun 22, 2026MLS #O6418621

Reduced $20KPrivate poolSingle Family ResidenceCOUNTRY CLUB OAKS

About this home

170 OAK VIEW CIRCLE

Virtually Staged. Welcome to 170 Oak View Circle, a beautifully maintained pool home in the highly sought after Country Club Oaks community of Lake Mary. Designed with families in mind, this spacious residence offers a desirable split bedroom floor plan and abundant natural light throughout. The centrally located kitchen opens to inviting living spaces, making everyday living and entertaining effortless. The private primary suite features pool views and a spacious en-suite bath, while the additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the screened pool, covered lanai, and generous corner lot backyard perfect for relaxing weekends, family gatherings, and year round Florida living. Some key features are a newer roof (2020), HVAC (2023) full replumbing (2020). Right in the center of your established community you can find a breathtaking pond view. Ideally located just minutes from Mayfair Country Club, there are parks, shopping, dining, major employment centers, and convenient commuter routes, this home offers the perfect blend of comfort, convenience, and family friendly living. Low HOA fees complete the package. Don't miss this rare opportunity in one of Lake Mary's most established communities.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,235

Sqft

0.39 ac

Lot size

2

Garage

1990

Year built

One

Levels

$242

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringLaminate · Tile
AppliancesDisposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesNorth
ExteriorFrench Doors · Irrigation System · Sliding Doors

Community & fees

HOA fee$60/mo
Taxes (2025)$6,603/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,188 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$550
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,900
Interest rate6.00%
Loan term

Estimated payment

$4,188/mo

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$550
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$518KedgeAI estimate $641,734 · range $595K$759K$789K

vs edgeAI estimate

−15.9%

$/sqft vs Lake Mary actives

$242 vs $238

Days on market

33 vs 42 typical

Where $242/sqft sits among the 164 Lake Mary actives

32
34
43 · this home
22
12
21
$153–188$188–224$224–259$259–295$295–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Country Club Oaks

Map of 170 OAK VIEW CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando26 min
Universal Orlando38 min
Orlando Int’l Airport (MCO)42 min
Walt Disney World50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

Country Club Oaks — neighborhood snapshot

Population

115

Median age

44

Median income

$129,056

Median home value

$431,300

Avg household

3

Households w/ children

12%

For the school run

Seminole County School District

ElementaryCrystal Lake Elementary School★★★★★
ElementaryWicklow Elementary School★★★★
HighSeminole High School★★★★★
MiddleMillennium Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

93 of 164

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

CurrentPrice reduced to $540,000 $20K
Jun 22, 2026Listed at $560,000 · 33 days on market since
1990Built · COUNTRY CLUB OAKS

Reality check

What actually sold near 170 OAK VIEW CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

148 OAK VIEW CIRCLESold · Sep ’25

$540,000

148 OAK VIEW CIRCLE · same community

3 bd · 2 ba · 2,181 sqft · $248/sqft · 130 DOM

307 OAK LEAF CIRCLESold · May ’26

$500,000

307 OAK LEAF CIRCLE

4 bd · 2 ba · 2,195 sqft · $228/sqft · 25 DOM

305 SUN OAKS COURTSold · Aug ’25

$500,000

305 SUN OAKS COURT

4 bd · 2 ba · 2,150 sqft · $233/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 170 OAK VIEW CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 170 OAK VIEW CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

170 OAK VIEW CIRCLE FAQs

What would the monthly payment be for 170 OAK VIEW CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,188/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 170 OAK VIEW CIRCLE?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 170 OAK VIEW CIRCLE?+

The most recent tax bill on record (2025) was $6,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 170 OAK VIEW CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $540,000, this home is listed about 26% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 170 OAK VIEW CIRCLE?+

Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$540,000 runs 35% above the LAKE MARY 32746 median — but at 2,235 sqft it's also 22% larger than the typical Lake Mary listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $560,000, now $540,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Dylan Stanley. MLS #O6418621.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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