David Ramirez
$450,0004 bd3 ba1,914 sqft$235 /sqft$4,086 /mo all-in ↓

392 OCEAN COURSE AVENUE, CHAMPIONS GATE, FL, 33896

Active47 days on marketListed Jun 18, 2026MLS #O6418114

Priced 22% below the Champions Gate medianPrivate poolFully furnishedTownhouseSTONEYBROOK SOUTH NORTH PARCEL PH 1 PB 26 PGS 147-

About this home

392 OCEAN COURSE AVENUE

You've finally found what you were looking for: a wonderful, cozy place filled with good vibes, beautiful decor, mysticism, and elegance. It's ready for you to add your own personal touch. On the first floor, you'll discover a comfortable, naturally illuminated room where spaces seamlessly flow. As you move along, you'll come across a bathroom with its respective stone countertop. Continuing your exploration, you'll encounter an open and modern space perfect for inviting friends and family to share memorable moments and unforgettable vacations. The kitchen boasts stone countertops, spacious and modern cabinets, and is accompanied by large social spaces that exude relaxation and tranquility, thanks to the exquisite color choices in its decoration. Sliding glass doors flood the interior with light and access to the lanai and pool. This setup makes entertainment flow with simplicity and naturalness, allowing you to connect with nature, offering a contrast of colors and sensations only a good vacation can provide. The second floor hosts three generously sized bedrooms, including the master bedroom with its own bathroom, complete with a stone countertop and a spacious walk-in closet. The community offers a plethora of entertainment options, such as a golf course, tennis courts, and areas surrounded by nature for a lazy river, water slides, a pool bar, waterfalls, and entrance to the beach-style pool. There's also a spa, an entertainment area, a splash pad, a grill, a bar, a fitness area, a theater, a game room, a Tiki bar, and cabanas. You can enjoy the resort-style pool, spa, tennis, basketball, a fitness center, on-site concierge, and much more. What's even better, all these amenities, along with the use of seven tennis courts, are INCLUDED in the HOA fees. Currently, the property is under the management of a very busy short-term rental program, which will provide immediate income to the new owner.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,914

Sqft

0.05 ac

Lot size

2019

Year built

Two

Levels

$235

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesWest
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$485/mo
Taxes (2025)$7,115/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Playground · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,086 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$593
HOA fee — from the listing$485
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$4,086/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$593
HOA / condo fee$485
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$334KedgeAI estimate $368,124 · range $348K$399K$468K

vs edgeAI estimate

+22.2%

$/sqft vs Champions Gate actives

$235 vs $200

Days on market

47 vs 80 typical

Where $235/sqft sits among the 17 Champions Gate actives

8
6
0 · this home
2
0
1
$147–191$191–235$235–279$279–323$323–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Champions Gate

Map of 392 OCEAN COURSE AVENUE

Drive times from this address

Walt Disney World24 min
Universal Orlando34 min
Downtown Orlando40 min
Orlando Int’l Airport (MCO)45 min
Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Champions Gate. See the full Champions Gate guide →

The numbers that matter

The Champions Gate market

Seller’s marketLeans buyer10.2 months of inventoryBuyer’s market

$405K$705K

Champions Gate median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

8 of 17

Champions Gate actives have cut their price

Median sold price, Champions Gate, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the Champions Gate median. See the full Champions Gate market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $450,000 · 47 days on market since
2019Built · STONEYBROOK SOUTH NORTH PARCEL PH 1 PB 26 PGS 147-

Reality check

What actually sold near 392 OCEAN COURSE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

611 OLD BRIDGE CIRCLESold · Nov ’25

$426,000

611 OLD BRIDGE CIRCLE

4 bd · 3 ba · 1,915 sqft · $222/sqft · 18 DOM

140 OLD BRIDGE CIRCLESold · Mar ’26

$409,999

140 OLD BRIDGE CIRCLE

4 bd · 3 ba · 1,915 sqft · $214/sqft · 1 DOM

8531 COUPLES STREETSold · Aug ’25

$309,500

8531 COUPLES STREET

3 bd · 2.5 ba · 1,912 sqft · $162/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 392 OCEAN COURSE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 392 OCEAN COURSE AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

392 OCEAN COURSE AVENUE FAQs

What would the monthly payment be for 392 OCEAN COURSE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,086/mo — principal and interest, the actual property-tax bill, the $485/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 392 OCEAN COURSE AVENUE?+

The association fee works out to $485 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 392 OCEAN COURSE AVENUE?+

The most recent tax bill on record (2025) was $7,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 392 OCEAN COURSE AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Champions Gate?+

At $450,000, this home is listed about 22% below the Champions Gate median of $574,900. The market section on this page shows how the area is trending.

Listing courtesy of THE FLORIDA LOUNGE REALTY LLC · Glauco Pochine. MLS #O6418114.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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