David Ramirez
$435,000$440,0002 bd2 ba1,399 sqft$311 /sqft$3,182 /mo all-in ↓

8495 MIRACLE DRIVE UNIT 202, CHAMPIONS GATE, FL, 33896

Active346 days on marketListed Aug 19, 2025MLS #O6335243

Priced 16% below the Champions Gate medianReduced $5KPrivate poolFully furnishedCondo - HotelCHAMPIONSGATE VILLAS BLDG 1 A HOTEL CONDO

About this home

8495 MIRACLE DRIVE UNIT 202

No remarks

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,399

Sqft

0.03 ac

Lot size

2007

Year built

One

Levels

$311

Per sqft

Private poolFurnished

Inside

FlooringCeramic Tile · Porcelain Tile · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Solid Surface Counters · Split Bedroom · Thermostat · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofBuilt-Up · Concrete · Roof Over · Tile
ConstructionMetal Frame · Stucco · Tilt up Walls
FoundationSlab · Stem Wall
FacesEast
ExteriorBalcony · Lighting · Outdoor Shower · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$439/mo
Taxes (2024)$6,933/yr
PetsCats OK, Dogs OK, Number Limit
CommunityCommunity Mailbox · Fitness Center · Golf · No Truck/RV/Motorcycle Parking · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,182 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$2,005
Property tax — 2024 actual bill$578
Condo fee — from the listing$439
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $130,500
Interest rate6.90%
Loan term

Estimated payment

$3,182/mo

Principal & interest$2,005
Property taxes (actual bill)$578
HOA / condo fee$439
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Champions Gate actives

$311 vs $200

Days on market

346 vs 80 typical

Where $311/sqft sits among the 17 Champions Gate actives

8
6
1
1 · this home
0
1
$147–191$191–235$235–279$279–323$323–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Champions Gate

Map of 8495 MIRACLE DRIVE UNIT 202

Drive times from this address

Walt Disney World16 min
Universal Orlando26 min
Downtown Orlando32 min
Orlando Int’l Airport (MCO)37 min
Downtown Tampa62 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Champions Gate. See the full Champions Gate guide →

The numbers that matter

The Champions Gate market

Seller’s marketLeans buyer11.3 months of inventoryBuyer’s market

$585K$542K

Champions Gate median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

8 of 17

Champions Gate actives have cut their price

Median sold price, Champions Gate, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the Champions Gate median. See the full Champions Gate market guide →

Paper trail

This home's history

CurrentPrice reduced to $435,000 $5K
Aug 19, 2025Listed at $440,000 · 346 days on market since
2007Built · CHAMPIONSGATE VILLAS BLDG 1 A HOTEL CONDO

Reality check

What actually sold near 8495 MIRACLE DRIVE UNIT 202

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

212 REGENCY STREETSold · Oct ’25

$309,900

212 REGENCY STREET

3 bd · 2 ba · 1,400 sqft · $221/sqft · 123 DOM

133 GROVEPARK DRIVESold · Feb ’26

$360,000

133 GROVEPARK DRIVE

3 bd · 2 ba · 1,403 sqft · $257/sqft · 282 DOM

503 BALMORAL DRIVESold · Jun ’26

$330,000

503 BALMORAL DRIVE

3 bd · 2 ba · 1,388 sqft · $238/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8495 MIRACLE DRIVE UNIT 202 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8495 MIRACLE DRIVE UNIT 202 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8495 MIRACLE DRIVE UNIT 202 FAQs

What would the monthly payment be for 8495 MIRACLE DRIVE UNIT 202?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $3,182/mo — principal and interest, the actual property-tax bill, the $439/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8495 MIRACLE DRIVE UNIT 202?+

The association fee works out to $439 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8495 MIRACLE DRIVE UNIT 202?+

The most recent tax bill on record (2024) was $6,933. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8495 MIRACLE DRIVE UNIT 202?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Champions Gate?+

At $435,000, this home is listed about 16% below the Champions Gate median of $519,000. The market section on this page shows how the area is trending.

The brief

Five things that matter here

01Under the Champions Gate market on paper

$435,000 is 16% below the Champions Gate median of $519,000.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Time on market is leverage

346 days on market against a Champions Gate median of 80 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $440,000, now $435,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of PASCACK REALTY INC · Yvonne Shouey. MLS #O6335243.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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