David Ramirez
$649,0004 bd2.5 ba2,273 sqft$286 /sqft$4,335 /mo all-in ↓

9731 SIBLEY CIRCLE, ORLANDO, FL, 32836

Active36 days on marketListed Jun 18, 2026MLS #O6417864

Priced 29% below the ORLANDO 32836 medianPrivate poolSingle Family ResidenceBAY VISTA ESTATES

About this home

9731 SIBLEY CIRCLE

Are you looking for a home situated at the perfect location, providing space and comfort? This 4bed/2.5 bath pool home is the answer for your quest! Just minutes' drive to top graded schools, highways access, renown restaurant row at Sand Lake Road and world-famous theme parks, i.e. Disney World, Universal Studios, and Sea World. Golf enthusiasts can enjoy the state-of-the-art training facilities of the Arnold Palmer Golf Academy at Bay Hill. The home provides a desirable split-plan lay out, separate formal living and dining room and a real wood burning fireplace! A spacious family room is brightened up by the skylights in the high ceilings. French doors lead to a screen enclosed patio and pool, creating the ideal area for relaxation or just to enjoy the afternoon coffee and cake. Home has been lovingly cared for and maintained by the current owners for the last 32 years. Buyers have an opportunity to enhance this home through some personnel cosmetic upgrades. Community fish Dock, Lake Access with Boat ramp and Tennis Courts included in your Homeowner Association.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,273

Sqft

0.25 ac

Lot size

2

Garage

1987

Year built

One

Levels

$286

Per sqft

Private poolFireplacePets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ParkingGarage Door Opener · Ground Level
ExteriorBalcony · French Doors · Garden · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$33/mo
Taxes (2025)$4,763/yr
PetsYes
CommunityBoat Slip · Water Access · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Fire Hydrant · Sprinkler Meter · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,335 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2025 actual bill$397
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,335/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$397
HOA / condo fee$33
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$608KedgeAI estimate $715,944 · range $633K$886K$921K

vs edgeAI estimate

−9.4%

$/sqft vs Orlando actives

$286 vs $237

Days on market

36 vs 34 typical

Where $286/sqft sits among the 400 Orlando actives

95
118
95 · this home
48
17
27
$134–189$189–243$243–298$298–353$353–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Vista Estates

Map of 9731 SIBLEY CIRCLE inside its neighborhood boundary

Drive times from this address

Universal Orlando11 min
Walt Disney World17 min
Downtown Orlando18 min
Orlando Int’l Airport (MCO)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Bay Vista Estates — neighborhood snapshot

Population

932

Median age

45

Median income

$119,761

Median home value

$572,400

Avg household

3

Households w/ children

71%

For the school run

Orange County School District

ElementaryBay Meadows Elementary★★★★★
HighLake Buena Vista High School★★★★★
MiddleSouthwest Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

149 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the ORLANDO 32836 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $649,000 · 36 days on market since
1987Built · BAY VISTA ESTATES

Reality check

What actually sold near 9731 SIBLEY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9532 BAY VISTA ESTATES BOULEVARD UNIT 1Sold · Sep ’25

$695,000

9532 BAY VISTA ESTATES BOULEVARD UNIT 1 · same community

4 bd · 2 ba · 2,348 sqft · $296/sqft · 1 DOM

9326 BAY VISTA ESTATES BOULEVARDSold · Aug ’25

$620,000

9326 BAY VISTA ESTATES BOULEVARD · same community

4 bd · 2.5 ba · 2,187 sqft · $283/sqft · 14 DOM

9774 BOHART COURTSold · Nov ’25

$679,000

9774 BOHART COURT · same community

4 bd · 3 ba · 2,482 sqft · $274/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9731 SIBLEY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9731 SIBLEY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9731 SIBLEY CIRCLE FAQs

What would the monthly payment be for 9731 SIBLEY CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,335/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9731 SIBLEY CIRCLE?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9731 SIBLEY CIRCLE?+

The most recent tax bill on record (2025) was $4,763. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9731 SIBLEY CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $649,000, this home is listed about 66% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9731 SIBLEY CIRCLE?+

Bay Meadows Elementary (elementary), Lake Buena Vista High School (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORLANDO 32836 market on paper

$649,000 is 29% below the ORLANDO 32836 median of $919,000.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Bay Meadows Elementary, Lake Buena Vista High School, Southwest Middle — Bay Meadows Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 CARIOTI · Michael Nemec. MLS #O6417864.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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9731 SIBLEY CIRCLE, ORLANDO, FL — 4 Bed, 2.5 Bath — $649,000 | CENTURY 21 Edge