David Ramirez
$399,4902 bd2 ba1,112 sqft$359 /sqft$3,487 /mo all-in ↓

4102 BREAKVIEW DRIVE UNIT 40203, ORLANDO, FL, 32819

Active39 days on marketListed Jun 16, 2026MLS #O6417542

Fully furnishedCondominiumISLES/CAY COMMONS

About this home

4102 BREAKVIEW DRIVE UNIT 40203

Rarely available and barely lived in — this immaculate condo was used exclusively as the owner's second home and shows true pride of ownership throughout. Move-in ready with a brand-new AC system already in place, this unit offers a turnkey opportunity in one of Orlando's most sought-after resort communities. Located in Vista Cay Resort, you'll enjoy an unbeatable, ultra-central location just 4 minutes from the brand-new Epic Universe and 3 minutes to International Drive, putting world-class theme parks, dining, shopping, and entertainment at your fingertips. Vista Cay offers resort-style amenities including sparkling pools, hot tubs, a kids' splash pad and Aqua Park, fitness center, sports courts, and a children's play area — all set against stunning views of Orlando's skyline and Lake Cay. Whether you're seeking a personal retreat, an investment property, or a high-performing short-term rental, this pristine, low-usage condo checks every box. Don't miss this rare opportunity in a prime location near Orlando's top attractions.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,112

Sqft

0.03 ac

Lot size

2007

Year built

One

Levels

$359

Per sqft

Garden viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationBlock · Slab
ViewGarden
FacesEast
ExteriorBalcony

Community & fees

HOA fee$372/mo
Taxes (2025)$5,121/yr
PetsBreed Restrictions
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Playground · Pool

Utilities & systems

UtilitiesCable Available · Cable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,487 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$427
Condo fee — from the listing$372
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,982Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,982
Interest rate6.00%
Loan term

Estimated payment

$3,487/mo

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$427
HOA / condo fee$372
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$199KedgeAI estimate $217,241 · range $207K$229K$415K

vs edgeAI estimate

+83.9%

$/sqft vs Orlando actives

$359 vs $237

Days on market

39 vs 34 typical

Where $359/sqft sits among the 400 Orlando actives

95
118
95
48
17 · this home
27
$134–189$189–243$243–298$298–353$353–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 4102 BREAKVIEW DRIVE UNIT 40203

Drive times from this address

Universal Orlando11 min
Downtown Orlando16 min
Walt Disney World18 min
Orlando Int’l Airport (MCO)18 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

149 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the Orlando median. See the full Orlando market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $399,490 · 39 days on market since
2007Built · ISLES/CAY COMMONS

Reality check

What actually sold near 4102 BREAKVIEW DRIVE UNIT 40203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4114 BREAKVIEW DRIVE UNIT 210Sold · Mar ’26

$500,000

4114 BREAKVIEW DRIVE UNIT 210 · same community

3 bd · 2 ba · 1,412 sqft · $354/sqft · 63 DOM

10849 WILLIAM TELL DRIVESold · Jul ’25

$331,000

10849 WILLIAM TELL DRIVE

2 bd · 2 ba · 1,070 sqft · $309/sqft · 35 DOM

5029 LEDGEWOOD WAYSold · May ’26

$295,000

5029 LEDGEWOOD WAY

2 bd · 2 ba · 1,070 sqft · $276/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4102 BREAKVIEW DRIVE UNIT 40203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4102 BREAKVIEW DRIVE UNIT 40203 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4102 BREAKVIEW DRIVE UNIT 40203 FAQs

What would the monthly payment be for 4102 BREAKVIEW DRIVE UNIT 40203?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,487/mo — principal and interest, the actual property-tax bill, the $372/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4102 BREAKVIEW DRIVE UNIT 40203?+

The association fee works out to $372 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4102 BREAKVIEW DRIVE UNIT 40203?+

The most recent tax bill on record (2025) was $5,121. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4102 BREAKVIEW DRIVE UNIT 40203?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $399,490, this home is listed about 2% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Listing courtesy of METROPOLITAN R.E SOLUTIONS INC · Alejandra Silva. MLS #O6417542.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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