9940 LONE TREE LANE, ORLANDO, FL, 32836
Active36 days on marketListed Jun 18, 2026MLS #O6417540
About this home
9940 LONE TREE LANE
CHAIN OF LAKES WATERFRONT ESTATE! Set on the Butler Chain of Lakes with direct boating access and no HOA, this 7,200+ SF custom waterfront luxury property delivers true resort living wrapped in bold architectural design. The home is anchored by a one-of-a-kind turquoise-stained white oak floating staircase with integrated LED illumination, while a three-story concrete block build with impact glass and a private elevator enhance both presence and peace of mind. With 6 ensuite bedrooms, a home theater, home gym, home office, dual lofts with kitchenette, 2 laundry rooms, and a 3-car garage, every level is designed for effortless everyday living and unforgettable entertaining. Luxury is evident in the specialty quartz countertops, high-end appliances, and spa-inspired baths with designer finishes. Multiple primary-suite-style retreats offer flexibility and the dedicated home theater with raised platforms, Seatcraft Serenity Italian leather power recliners, and Yamaha/MartinLogan/Klipsch audio bring cinematic nights home. Outside, this private Lake Sheen retreat offers a new seawall, private dock w/ boat lift, and a private boat ramp that lets you launch straight from home for wakeboarding, skiing, jet skiing, paddleboarding, or sunset cruises. A resort-style pool and oversized spa, covered lanai, and two-story screen enclosure frame panoramic water views, while the top level terrace and lounge create a rare, elevated escape complete with connections for a gas fire pit and grill. An extraordinary Chain of Lakes property where craftsmanship and recreation come together in spectacular fashion.
Facts & features
The home at a glance
6
Bedrooms
7
Bathrooms
7,280
Sqft
0.38 ac
Lot size
3
Garage
2025
Year built
Three Or More
Levels
$962
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$41,634 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$41,634/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$962 vs $238
Days on market
36 vs 34 typical
Where $962/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32836 — neighborhood snapshot
Population
24,648
Median age
39.3
Median income
$111,921
Median home value
$637,300
Avg household
2.72
Households w/ children
3,070
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
153 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 659% above the ORLANDO 32836 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 9940 LONE TREE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$2,350,000
10121 LONE TREE LANE · same community
3 bd · 2 ba · 2,348 sqft · $1,001/sqft · 0 DOM
Sold · Mar ’26$5,000,000
9733 CARILLON PARK DRIVE
5 bd · 6.5 ba · 7,600 sqft · $658/sqft · 84 DOM
Sold · Dec ’25$2,250,000
9905 LANAI VIEW COURT
5 bd · 7 ba · 7,621 sqft · $295/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9940 LONE TREE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9940 LONE TREE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9940 LONE TREE LANE FAQs
What would the monthly payment be for 9940 LONE TREE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $41,634/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9940 LONE TREE LANE?+
The most recent tax bill on record (2025) was $12,922. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9940 LONE TREE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $7,000,000, this home is listed about 1695% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9940 LONE TREE LANE?+
Castleview Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$7,000,000 runs 659% above the ORLANDO 32836 median — but at 7,280 sqft it's also nearly 5 times the size of the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Castleview Elementary, Horizon West Middle, Windermere High — Horizon West Middle rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Sheri Malin. MLS #O6417540.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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