David Ramirez
$305,000$309,0004 bd3 ba1,744 sqft$175 /sqft$2,402 /mo all-in ↓

945 GORDON AVENUE, BARTOW, FL, 33830

Active33 days on marketListed Jun 18, 2026MLS #O6417477

Reduced $4KSingle Family ResidenceNOT IN SUBDIVISION

About this home

945 GORDON AVENUE

Welcome to 945 Gordon Avenue, a beautifully maintained 4 bedroom, 3 bath home offering the perfect blend of historic character, modern updates, and small town Florida living. Built in 1915 and thoughtfully updated in 2019, this unique property features about 1,750 square feet of living space, including two primary suites, making it ideal for multi-generational living, guests, a home office setup, or growing families seeking flexibility. Inside, you'll find an open concept layout with tall ceilings, quartz countertops, shaker style soft close cabinetry, stainless steel appliances, updated bathrooms, and a spacious kitchen designed for both everyday living and entertaining. Natural light fills the home while modern upgrades provide the comfort and functionality today's buyers are looking for. Major improvements have already been completed, including a newly installed and fully permitted septic system, professionally maintained HVAC system, and numerous cosmetic and functional updates throughout the property. Step outside and discover what truly makes this property special. Situated on a generous lot with no HOA, the backyard offers a rare opportunity to enjoy a homestead inspired lifestyle right in town. The property includes raised garden beds, a custom built predator resistant chicken coop, and plenty of space for gardening, outdoor hobbies, pets, or simply enjoying your own private retreat. Location is everything, and 945 Gordon Avenue places you in the heart of one of Polk County's most charming and historic communities. Enjoy easy access to Downtown Bartow, Friday Fest community events, public parks, schools, restaurants, shopping, grocery stores, medical facilities, and everyday conveniences. Outdoor enthusiasts will appreciate being just minutes from Circle B Bar Reserve, one of Central Florida's premier destinations for hiking, wildlife viewing, and nature exploration. Bartow's strategic location at the crossroads of US-98 and Highway 60 provides convenient access to Lakeland, Winter Haven, Lake Wales, Tampa, Orlando, and the rapidly growing opportunities throughout Central Florida. If you've been searching for a move-in-ready home with character, modern updates, homestead potential, and the freedom that comes with no HOA, 945 Gordon Avenue offers a rare opportunity to enjoy the best of both old Florida charm and modern living.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,744

Sqft

0.18 ac

Lot size

1915

Year built

One

Levels

$175

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofMetal
ConstructionStucco · Wood Frame
FoundationBlock · Crawlspace · Pillar/Post/Pier
FacesEast
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$3,741/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,402 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$312
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,675
Interest rate6.00%
Loan term

Estimated payment

$2,402/mo

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$312
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $305K
$293KedgeAI estimate $466,844 · range $441K$605K$629K

vs edgeAI estimate

−34.7%

$/sqft vs NOT IN SUBDIVISION

$175 vs $252

Days on market

33 vs 42 typical

Where $175/sqft sits among the 126 homes for sale in NOT IN SUBDIVISION

40 · this home
44
22
6
1
13
$117–207$207–297$297–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 945 GORDON AVENUE

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

59 of 126

NOT IN SUBDIVISION have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

CurrentPrice reduced to $305,000 $4K
Jun 18, 2026Listed at $309,000 · 33 days on market since
1915Built · NOT IN SUBDIVISION

Reality check

What actually sold near 945 GORDON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3208 SPRING LAKE ROADSold · Dec ’25

$165,000

3208 SPRING LAKE ROAD · same community

3 bd · 2 ba · 1,782 sqft · $93/sqft · 42 DOM

15140 COMMONWEALTH AVENUE NSold · Dec ’25

$394,000

15140 COMMONWEALTH AVENUE N · same community

4 bd · 2 ba · 1,813 sqft · $217/sqft · 9 DOM

171 E ELM DRIVESold · Dec ’25

$285,000

171 E ELM DRIVE · same community

4 bd · 3 ba · 1,596 sqft · $179/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 945 GORDON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 945 GORDON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

945 GORDON AVENUE FAQs

What would the monthly payment be for 945 GORDON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,402/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 945 GORDON AVENUE?+

The most recent tax bill on record (2025) was $3,741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 945 GORDON AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bartow?+

At $305,000, this home is listed about 6% below the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 945 GORDON AVENUE?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Noah Stevens. MLS #O6417477.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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