3865 WINDING LAKE CIRCLE, ORLANDO, FL, 32835
Active26 days on marketListed Jul 1, 2026MLS #O6416752
About this home
3865 WINDING LAKE CIRCLE
Welcome to this spacious 4-bedroom, 4-bathroom pool home in the desirable Cypress Landing community. Offering over 3,190 square feet of living space on a generously sized lot, this residence features high ceilings, multiple living and dining areas, abundant natural light, and a functional layout designed for comfortable everyday living. The screened pool and spa provide a private outdoor retreat, while the 3-car garage offers ample storage and parking. The kitchen and bathrooms have been updated over the years and the entire house is well-maintained with recent major system updates. A large upstairs bonus room with a full bathroom offers exceptional flexibility and can be used as a home office, media room, guest suite, playroom, or secondary living space. Conveniently located near Dr. Phillips, Windermere, major highways, shopping, dining, and Orlando's world-famous attractions, this property offers an exceptional combination of space and location. Residents are zoned for highly regarded Windy Ridge K-8 School and Olympia High School, making this an attractive option for families seeking access to some of the area's most sought-after schools. Lawn and pool maintenance are included in rental price. Available for immediate occupancy. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,194
Sqft
0.35 ac
Lot size
3
Garage
1996
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$2 vs $237
Days on market
26 vs 34 typical
Where $2/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Landing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Cypress Landing — neighborhood snapshot
Population
2,625
Median age
43
Median income
$193,800
Median home value
$652,800
Avg household
3
Households w/ children
419
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
152 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the ORLANDO 32835 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3865 WINDING LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$825,000
3865 WINDING LAKE CIRCLE · same community
4 bd · 4 ba · 3,194 sqft · $258/sqft · 4 DOM
Sold · Jun ’26$650,000
3820 NORBURY COURT · same community
4 bd · 3 ba · 2,614 sqft · $249/sqft · 15 DOM
Sold · Jan ’26$725,000
3838 NORBURY COURT · same community
4 bd · 3 ba · 2,519 sqft · $288/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3865 WINDING LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3865 WINDING LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3865 WINDING LAKE CIRCLE FAQs
What would the monthly payment be for 3865 WINDING LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $198/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3865 WINDING LAKE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $5,200, this home is listed about 99% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3865 WINDING LAKE CIRCLE?+
Windy Ridge K-8 (elementary), Olympia High (high), Chain Of Lakes Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32835 market on paper
$5,200 is 97% below the ORLANDO 32835 median of $186,750, and at $2/sqft it sits under the Orlando average of $264.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Windy Ridge K-8, Olympia High, Chain Of Lakes Middle — Windy Ridge K-8 rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA CONNEXION PROPERTIES · Tony Bardy Assis. MLS #O6416752.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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