3823 WINDING LAKE CIRCLE, ORLANDO, FL, 32835
Active66 days on marketListed May 28, 2026MLS #O6411193
About this home
3823 WINDING LAKE CIRCLE
Welcome to highly sought after Cypress Landing, where everyday living feels a little more like a vacation. This spacious 4 bedroom, 3 bath pool home with a den/office (perfect as a 5th bedroom, gym, or flex space) features a sought after 3 way split floor plan designed for both privacy and connection. From the moment you walk in, the home flows effortlessly toward the screened lanai and sparkling pool, with the living room, kitchen, breakfast nook, family room, and primary suite all enjoying peaceful pool views. The kitchen keeps everyone together whether you’re preparing dinner, helping with homework, or gathering around the island with guests. Wood cabinetry, a beautiful fireplace mantle, and warm natural light add character throughout the home. The private yard offers plenty of room to relax, entertain, or host unforgettable weekends with friends and family. Roof 2015. House re-plumbed 2020. And the location? It’s hard to beat. Enjoy a short 5-minute walk to top-rated Windy Ridge K-8, while living just minutes from the famous Restaurant Row, premier shopping, entertainment, and world class attractions. Universal Orlando is only 4 miles away, and Disney is about 12 miles from your doorstep. Living in Dr. Phillips means having some of Central Florida’s best dining, golf, parks, and nightlife all within reach while still coming home to a quiet, established neighborhood. Cypress Landing residents also enjoy community amenities including a playground, tennis and pickleball courts, and basketball court making it easy to stay active and connected close to home. Schedule your private showing today. L
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,772
Sqft
0.31 ac
Lot size
3
Garage
1995
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,977 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,977/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs Orlando actives
$267 vs $250
Days on market
66 vs 34 typical
Where $267/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Landing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Cypress Landing — neighborhood snapshot
Population
2,625
Median age
43
Median income
$193,800
Median home value
$652,800
Avg household
3
Households w/ children
419
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
170 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 300% above the ORLANDO 32835 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3823 WINDING LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$650,000
3820 NORBURY COURT · same community
4 bd · 3 ba · 2,614 sqft · $249/sqft · 15 DOM
Sold · Jan ’26$725,000
3838 NORBURY COURT · same community
4 bd · 3 ba · 2,519 sqft · $288/sqft · 5 DOM
Sold · May ’26$825,000
3865 WINDING LAKE CIRCLE · same community
4 bd · 4 ba · 3,194 sqft · $258/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3823 WINDING LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3823 WINDING LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3823 WINDING LAKE CIRCLE FAQs
What would the monthly payment be for 3823 WINDING LAKE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,977/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3823 WINDING LAKE CIRCLE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3823 WINDING LAKE CIRCLE?+
The most recent tax bill on record (2025) was $5,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3823 WINDING LAKE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $739,900, this home is listed about 90% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3823 WINDING LAKE CIRCLE?+
Windy Ridge K-8 (elementary), Olympia High (high), Chain Of Lakes Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$739,900 runs 300% above the ORLANDO 32835 median — but at 2,772 sqft it's also nearly twice the size of the typical Orlando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Windy Ridge K-8, Olympia High, Chain Of Lakes Middle — Windy Ridge K-8 rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $765,000, now $739,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jacquie Sosa. MLS #O6411193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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