134 LOWER LAKE COURT, DEBARY, FL, 32713
Active57 days on marketListed Jun 12, 2026MLS #O6415884
About this home
134 LOWER LAKE COURT
Welcome to 134 Lower Lake Ct , tucked at the end of a quiet cul-de-sac, this beautifully maintained villa offers the privacy and tranquility you've been searching for. Set within the gated Lakeside enclave of DeBary Country Club, the home backs to serene lake and greenbelt views — a peaceful, natural backdrop you'll enjoy every single day from your private screened lanai, complete with stylish paver flooring. Step inside and you'll immediately notice the bright, open layout bathed in natural light, courtesy of four solar tubes that keep the interior warm and welcoming throughout the day. Best of all — no carpet anywhere, just beautiful ceramic tile and wood plank tile flooring flowing throughout the entire home. Upscale finishes elevate every room, including granite countertops, crown molding, stainless steel appliances, and custom blinds on the sliders. A versatile bonus room rounds out the floor plan, offering the flexibility to serve as a home office, den, or potential third bedroom — whatever your lifestyle calls for. Practical updates bring true peace of mind: the roof was replaced in 2020, the HVAC system updated in 2021 and the entire interior painted in 2023, making this home genuinely move-in ready with years of worry-free living ahead. Beyond your front door, DeBary Country Club delivers a resort-style lifestyle unlike any other. The community features nightly security patrols, video surveillance, and walkable sidewalks throughout — all within a welcoming, golf cart-friendly neighborhood. At the heart of it all is a Golf Digest 4-Star Rated, 18-hole championship course that has hosted U.S. Open qualifiers, along with six lighted tennis courts, pickleball courts, a swimming pool, and a fitness center. Whether you're teeing off, rallying on the courts, or simply cruising the neighborhood on your golf cart, there is always something to enjoy. Centrally located in DeBary, you'll also have quick access to scenic bike trails, shopping, medical facilities, and the SunRail station — putting both nature and the city well within reach. This is the low-maintenance, high-lifestyle retreat you've been waiting for. Schedule your private showing today and experience firsthand the perfect harmony of comfort, quality, and community that 134 Lower Lake Ct has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,745
Sqft
0.16 ac
Lot size
2
Garage
2005
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,983 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,983/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Debary actives
$200 vs $204
Days on market
57 vs 31 typical
Where $200/sqft sits among the 105 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
Debary Plantation — neighborhood snapshot
Population
3,445
Median age
56
Median income
$83,975
Median home value
$320,193
Avg household
2
Households w/ children
215
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $389K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
48 of 105
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 134 LOWER LAKE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$330,000
106 LOWER LAKE COURT · same community
2 bd · 2 ba · 1,745 sqft · $189/sqft · 8 DOM
Sold · Dec ’25$362,500
110 LOWER LAKE COURT · same community
3 bd · 2 ba · 1,748 sqft · $207/sqft · 63 DOM
Sold · Jan ’26$343,750
132 LOWER LAKE COURT · same community
2 bd · 2 ba · 1,720 sqft · $200/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 134 LOWER LAKE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 134 LOWER LAKE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
134 LOWER LAKE COURT FAQs
What would the monthly payment be for 134 LOWER LAKE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,983/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 134 LOWER LAKE COURT?+
The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 134 LOWER LAKE COURT?+
The most recent tax bill on record (2025) was $5,093. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 134 LOWER LAKE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $349,000, this home is listed about 12% below the Debary median of $397,450. The market section on this page shows how the area is trending.
Which schools are assigned to 134 LOWER LAKE COURT?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 12% above the DEBARY 32713 median.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Diane Reeley. MLS #O6415884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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