727 LAZIO CIRCLE, DEBARY, FL, 32713
Active96 days on marketListed Apr 20, 2026MLS #O6396798
About this home
727 LAZIO CIRCLE
Welcome to your nearly-new sanctuary in the heart of DeBary, where small-town charm meets explosive modern growth. Built just two years ago in the highly coveted, gated community of Riviera Bella, this contemporary gem offers the perfect balance of "new construction" peace of mind without the dust of a construction zone. Step into a bright, open-concept floor plan designed for the way we live today. Every corner of this home feels pristine and meticulously maintained, especially with a fresh coat of paint throughout the interior! The home features 4 spacious bedrooms and 2 full bathrooms, high ceilings, plenty of energy-efficient windows for natural light, and stylish finishes throughout. Situated on a prime, secluded lot within the community, you can enjoy ultimate serenity with no front or rear neighbors: enjoy an unobstructed view and a sense of openness from your front porch or backyard. Tucked away from the main thoroughfares, this location ensures minimal traffic and a tranquil atmosphere. Riviera Bella is a premier lifestyle destination. Residents enjoy exclusive access to a private boat ramp on the St. Johns River, a resort-style pool, a high-end fitness center, a clubhouse, and scenic walking trails. You also are minutes away from the highly anticipated DeBary Main Street, a vibrant hub of new restaurants, retail boutiques, and "live-work" spaces currently coming to life. Located just a stone’s throw from the DeBary SunRail station, you can skip the I-4 traffic and enjoy a stress-free ride to Lake Mary, Winter Park, or Downtown Orlando. Known as the "Trail Capital," DeBary offers direct access to the Spring-to-Spring Trail and the Black Bear Wilderness Area. Whether it’s kayaking at Gemini Springs or spotting manatees at Blue Spring State Park, adventure is always on the weekend agenda.This specific pocket of DeBary is booming for a reason. With "A" rated elementary schools and a community vibe that encourages golf-cart rides to the local park, it’s the ideal spot for young professionals and growing families alike. This turn-key home is ready for its next chapter—schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,836
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,735 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,735/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs Debary actives
$208 vs $205
Days on market
96 vs 31 typical
Where $208/sqft sits among the 107 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Johns River Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
St. Johns River Estates — neighborhood snapshot
Population
480
Median age
46
Median income
$123,261
Median home value
$413,500
Avg household
3
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
46 of 107
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 727 LAZIO CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$395,000
759 LAZIO CIRCLE · same community
4 bd · 2 ba · 1,836 sqft · $215/sqft · 11 DOM
Sold · Aug ’25$363,990
739 HONEYROCK STREET
3 bd · 2.5 ba · 1,795 sqft · $203/sqft · 25 DOM
Sold · Jul ’25$363,029
747 HONEYROCK STREET
3 bd · 2.5 ba · 1,795 sqft · $202/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 727 LAZIO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 727 LAZIO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
727 LAZIO CIRCLE FAQs
What would the monthly payment be for 727 LAZIO CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,735/mo — principal and interest, the actual property-tax bill, the $113/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 727 LAZIO CIRCLE?+
The association fee works out to $113 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 727 LAZIO CIRCLE?+
The most recent tax bill on record (2025) was $492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 727 LAZIO CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $382,500, this home is listed about 2% below the Debary median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 727 LAZIO CIRCLE?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$382,500 runs 22% above the DEBARY 32713 median.
02Time on market is leverage
96 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $393,000, now $382,500 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Maureen Nguyen, LLC. MLS #O6396798.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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