David Ramirez
Pending
$339,000$425,0003 bd2.5 ba1,379 sqft$246 /sqft$2,951 /mo all-in ↓

3031 PILOT HOUSE PLACE, OVIEDO, FL, 32765

Pending53 days on marketListed Jun 11, 2026MLS #O6415619

Priced 27% below the OVIEDO 32765 medianReduced $86KTownhouseTOWNS AT TUSKAWILLA COMMONS

About this home

3031 PILOT HOUSE PLACE

Virtually Staged. Nestled behind the gates of the newest private enclave townhome community in Oviedo, Tuskawilla Commons, an opportunity is ready for you to enjoy maintenance free living and no rear neighbors! Open concept first floor living provides the areas for day to day living and entertainment. An open kitchen design inclusive of all appliances, welcoming island space for seating and dining, pantry cafe, great room, half bathroom & understairs storage. Energy efficient sliding glass doors and windows across the back allow for peaceful views, natural light and cost effective power bills! Second level living provides the space to unwind and retreat for the evenings. The flex area at the stair landing is a fabulous spot for home office, homework stations, etc. The secondary bedrooms and hall bathroom are positioned at the rear wing of the property. The laundry closet, complete with washer, dryer & shelving, is located between the bedroom wings for everyone's convenience! The primary retreat enjoys wall space for your furnishings, a walk-in closet & extended vanity with dual sinks and separate shower stall. Community features include: 2 gated entry/exit points, park with pavilion, bike racks & a pedestrian gate providing seamless access to the Cross Seminole Trail. Located in Seminole County, this prime location is positioned to enjoy quick access to the 417 for all your commuting needs, while surrounded by employment, medical, higher education opportunities, shopping, dining & entertainment opportunities. Schedule your private tour today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,379

Sqft

0.04 ac

Lot size

1

Garage

2023

Year built

Two

Levels

$246

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesWest
ParkingDriveway
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$268/mo
Taxes (2025)$4,529/yr
PetsYes
CommunityGated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,951 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$377
HOA fee — from the listing$268
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,951/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$377
HOA / condo fee$268
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$325KedgeAI estimate $351,557 · range $348K$360K$374K

vs edgeAI estimate

−3.6%

$/sqft vs Oviedo actives

$246 vs $248

Days on market

53 vs 31 typical

Where $246/sqft sits among the 198 Oviedo actives

72
68 · this home
35
11
2
10
$199–237$237–275$275–313$313–351$351–389$389+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Map of 3031 PILOT HOUSE PLACE

Drive times from this address

Downtown Orlando16 min
Orlando Int’l Airport (MCO)24 min
Universal Orlando29 min
Walt Disney World41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$530K$540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

107 of 198

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $339,000 $86K
Jun 11, 2026Listed at $425,000 · 53 days on market since
2023Built · TOWNS AT TUSKAWILLA COMMONS

Reality check

What actually sold near 3031 PILOT HOUSE PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3137 RIVERBOAT WAYSold · Mar ’26

$360,000

3137 RIVERBOAT WAY · same community

3 bd · 2.5 ba · 1,647 sqft · $219/sqft · 39 DOM

4797 DUNBARTON DRIVESold · Mar ’26

$330,000

4797 DUNBARTON DRIVE

3 bd · 2 ba · 1,483 sqft · $223/sqft · 1 DOM

4807 DUNBARTON DRIVESold · Dec ’25

$402,500

4807 DUNBARTON DRIVE

3 bd · 2 ba · 1,493 sqft · $270/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3031 PILOT HOUSE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3031 PILOT HOUSE PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3031 PILOT HOUSE PLACE FAQs

What would the monthly payment be for 3031 PILOT HOUSE PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,951/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3031 PILOT HOUSE PLACE?+

The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3031 PILOT HOUSE PLACE?+

The most recent tax bill on record (2025) was $4,529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3031 PILOT HOUSE PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $339,000, this home is listed about 34% below the Oviedo median of $517,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3031 PILOT HOUSE PLACE?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OVIEDO 32765 market on paper

$339,000 is 27% below the OVIEDO 32765 median of $462,450, and at $246/sqft it sits under the Oviedo average of $268.

02Strong assigned schools

Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $425,000, now $339,000 — a $86K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Stacie Brown Kelly. MLS #O6415619.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3031 PILOT HOUSE PLACE, OVIEDO, FL — 3 Bed, 2.5 Bath — $339,000 | CENTURY 21 Edge