3040 PILOT HOUSE PLACE, OVIEDO, FL, 32765
Active12 days on marketListed Jul 21, 2026MLS #O6426285
About this home
3040 PILOT HOUSE PLACE
Welcome to Tuskawilla Commons, a gated townhome community ideally located on the border of Oviedo and Winter Springs, offering easy access to shopping, dining, top-rated Seminole County schools, and major roadways. Step inside to a spacious foyer that welcomes you into this thoughtfully designed two-story townhome. The heart of the home is the oversized kitchen, featuring quartz countertops, abundant cabinet and counter space, a pantry, and a breakfast bar overlooking the open-concept living area. Just off the living room is a cozy dining nook, while sliding glass doors lead to the private patio, creating a seamless indoor-outdoor living space. Upstairs, you'll find a versatile loft, ideal for a home office, playroom, media room, or additional living space. The second floor also offers three generously sized bedrooms, including the spacious primary suite featuring a custom accent wall, walk-in closet, and an ensuite bathroom complete with dual vanities, a soaking tub, and a separate walk-in shower. A convenient upstairs laundry area. Residents of Tuskawilla Commons enjoy the peace of mind of a gated community while being close to Oviedo on the Park, Winter Springs Town Center, Winter Park, UCF, SR-417, and numerous parks, trails, and recreation options. Don't miss your opportunity to own this beautifully maintained townhome in one of Seminole County's most convenient locations!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,846
Sqft
0.04 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,647 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,647/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.3%
$/sqft vs Oviedo actives
$241 vs $251
Days on market
12 vs 25 typical
Where $241/sqft sits among the 208 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
107 of 208
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3040 PILOT HOUSE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$360,000
3137 RIVERBOAT WAY · same community
3 bd · 2.5 ba · 1,647 sqft · $219/sqft · 39 DOM
Sold · Jun ’26$440,000
4743 LAKE SHARP DRIVE
3 bd · 2 ba · 1,879 sqft · $234/sqft · 13 DOM
Sold · Apr ’26$455,000
8213 LOST LAKE DRIVE
3 bd · 2 ba · 1,792 sqft · $254/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3040 PILOT HOUSE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3040 PILOT HOUSE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3040 PILOT HOUSE PLACE FAQs
What would the monthly payment be for 3040 PILOT HOUSE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,647/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3040 PILOT HOUSE PLACE?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3040 PILOT HOUSE PLACE?+
The most recent tax bill on record (2025) was $4,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3040 PILOT HOUSE PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $445,000, this home is listed about 15% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3040 PILOT HOUSE PLACE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Christina Frucci. MLS #O6426285.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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