David Ramirez
$1,829,000$1,875,0007 bd4 ba5,046 sqft$362 /sqft$12,308 /mo all-in ↓

12943 SE SUNSET HARBOR ROAD, WEIRSDALE, FL, 32195

Active57 days on marketListed Jun 10, 2026MLS #O6415476

Reduced $46KWaterfrontSingle Family ResidenceSUNSET HARBOR HILL

About this home

12943 SE SUNSET HARBOR ROAD

Wake up to spectacular sunrise views and embrace the ultimate waterfront lifestyle from this custom-built 2018 Key West-inspired estate on the shores of beautiful Lake Weir. Offering over 5,000 SF of living space, this exceptional residence features 7 bedrooms, 4 bathrooms, 3 car garage and expansive gathering areas designed for entertaining, multigenerational living, or vacation rental opportunities. The open concept main level showcases wall-to-wall sliders with breathtaking views that create bright and inviting atmosphere throughout. The gourmet eat-in kitchen is the centerpiece of the home, featuring a large quartz island, wood cabinetry, premium appliances, gas range, abundant storage for hosting families and friends. The spacious primary suite offers a private sanctuary overlooking the water, complete with spa-style amenities including a soaking tub and dual mulitple shower heads, automatic blinds with a large his/hers walk in custom built out closet. Three bedrooms upon the walk in floor and 2 bathrooms and an A/C 3 car garage with interlocking flooring and dog run with dog doors. Upstairs and downstairs laundry room for convenience. Down the stairs and throughout the home features RH lighting -- some with crystals that allows the sunlight to create a magical dancing light at different times of the day. Downstairs, you are greeted with stained concrete, pool table off the kitchenette and second family room. 2 bedrooms and one bathroom on this level. Walk up just three steps to another private area with a den/hangout room, lower level laundry, full bathroom and 2 more bedrooms. Outside, enjoy your own private waterfront paradise with a sandy beach, boathouse, boat lift, 2 jet ski lifts, outdoor screened in porch, turf bluff, composite dock, above ground hot tub, overlooking and with direct access to one of Central Floridas most sought-after recreational lakes. Whether boating, fishing, paddle boarding, or cruising to waterfront restaurants, Lake Weir delivers an unmatched lifestyle. With no HOA restrictions and proven income-producing potential, this is a rare opportunity to own a luxury waterfront residence that effortlessly combines recreation, relaxation and investment versatility.

Facts & features

The home at a glance

7

Bedrooms

4

Bathrooms

5,046

Sqft

0.67 ac

Lot size

3

Garage

2018

Year built

Three Or More

Levels

$362

Per sqft

WaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringConcrete · Luxury Vinyl · Tile
AppliancesBar Fridge · Built-In Oven · Disposal · Dryer · Ice Maker · Range · Range Hood · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room · Other · Upper Level
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric · Propane
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock
FoundationBasement · Slab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Guest · Open
ExteriorAwning(s) · Dog Run · Irrigation System · Lighting · Private Entrance · Rain Gutters

Community & fees

Taxes (2025)$19,113/yr
PetsYes
CommunityBoat Slip · Fishing · Lake · Water Access · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesCable Available · Propane · Public · Sprinkler Well
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,308 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,869
PMI (est., until 20% equity)$686
Property tax — 2025 actual bill$1,593
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $182,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $182,900
Interest rate6.00%
Loan term

Estimated payment

$12,308/mo

Principal & interest$9,869
PMI (est., until 20% equity)$686
Property taxes (actual bill)$1,593
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Weirsdale actives

$362 vs $306

Days on market

57 vs 13 typical

Where $362/sqft sits among the 20 Weirsdale actives

9
5 · this home
2
3
0
1
$193–290$290–387$387–483$483–580$580–677$677+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Weirsdale

Map of 12943 SE SUNSET HARBOR ROAD

Drive times from this address

Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Weirsdale. See the full Weirsdale guide →

WEIRSDALE 32195 — neighborhood snapshot

Population

3,282

Median age

56

Median income

$61,771

Median home value

$147,500

Avg household

2.42

Households w/ children

147

For the school run

Marion County School District

ElementaryStanton-Weirsdale Elementary School★★★★★
MiddleLake Weir Middle School★★★★
HighLake Weir High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weirsdale market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$286K$606K

Weirsdale median sold, yr/yr

94.9%

Sale-to-list ratio (12 mo)

8 of 20

Weirsdale actives have cut their price

Median sold price, Weirsdale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 177% above the WEIRSDALE 32195 median. See the full Weirsdale market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,829,000 $46K
Jun 10, 2026Listed at $1,875,000 · 57 days on market since
2018Built · SUNSET HARBOR HILL

Reality check

What actually sold near 12943 SE SUNSET HARBOR ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13311 SE SUNSET HARBOR ROADSold · May ’26

$1,800,000

13311 SE SUNSET HARBOR ROAD

7 bd · 5 ba · 5,327 sqft · $338/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12943 SE SUNSET HARBOR ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12943 SE SUNSET HARBOR ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

12943 SE SUNSET HARBOR ROAD FAQs

What would the monthly payment be for 12943 SE SUNSET HARBOR ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,308/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12943 SE SUNSET HARBOR ROAD?+

The most recent tax bill on record (2025) was $19,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12943 SE SUNSET HARBOR ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Weirsdale?+

At $1,829,000, this home is listed about 133% above the Weirsdale median of $784,950. The market section on this page shows how the area is trending.

Which schools are assigned to 12943 SE SUNSET HARBOR ROAD?+

Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,829,000 runs 177% above the WEIRSDALE 32195 median — but at 5,046 sqft it's also nearly twice the size of the typical Weirsdale listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

57 days on market against a Weirsdale median of 13 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,875,000, now $1,829,000 — a $46K cut. The full history is in the market section below.

Listing courtesy of UNITED REALTY GROUP INC · Lindsey Monk. MLS #O6415476.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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