381 NOLANE LANE, POLK CITY, FL, 33868
Active56 days on marketListed Jun 9, 2026MLS #O6415348
About this home
381 NOLANE LANE
WATERFRONT ESTATE WITH 50-FOOT RV GARAGE Discover exceptional lakefront living on 100 feet of pristine waterfront with dock-building potential. This impressive 3,936 sq ft two-story home combines luxury, versatility, and serious functionality—including a rare 50-foot attached RV garage. --- PRIME LOCATION Located in a gated community with 24-hour security, just steps from resort-style clubhouses. Enjoy a pool, hot tub, fitness center, tennis and pickleball courts. Second clubhouse has additional pool, hot tub, shuffleboard courts, and community pontoon boat for homeowner use. An on-site storage lot available for trailers and other vehicles. --- THE HOME * 4 spacious bedrooms (2 down, 2 up) * Large kitchen with 14 foot island and great views of the waterfront * Dedicated office/library with custom built-in desk, cabinetry, and shelving * 4 full bathrooms * Tankless propane water heating plus 22KW whole-home backup generator CHEF'S KITCHEN: 14-foot island seating six, Frigidaire five-burner induction cooktop with power boil, double ovens, dual sinks, abundant storage. Multiple sliding glass doors frame breathtaking lakefront views—seamlessly connecting indoor entertaining with outdoor living. PRIMARY SUITE: Oversized primary bedroom with separate his-and-hers bathrooms connected by shared luxury shower with dual shower heads. Private soaking tub and heated towel bars create a spa-like retreat at home. UPSTAIRS: Two large rooms with endless possibilities—additional bedrooms, office space, media room, or hobby areas. 340 sq ft room includes full bathroom with shower. 400 sq ft room provides abundant space for storage or projects. --- WORKSHOP & CREATIVE SPACE 400 sq ft climate-controlled attached workshop opening to RV garage with ceiling-mounted dust collection system for woodworking, crafts, hobbies, or any passion project. Extensive storage includes under-stair closets and attic access. Pre-plumbed propane lines ready for future upgrades (gas dryer, cooktop, fireplace, outdoor grill). --- LAKEFRONT LIVING Enjoy your private 100-foot waterfront with dock-building potential. Enjoy boating, fishing, kayaking, or watching Florida sunrises from your own shore.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,936
Sqft
0.22 ac
Lot size
4
Garage
2021
Year built
Two
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,098 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,098/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MT OLIVE SHORES NORTH ADD 04
$305 vs $356
Days on market
56 vs 53 typical
Where $305/sqft sits among the 9 homes for sale in MT OLIVE SHORES NORTH ADD 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
1 of 9
MT OLIVE SHORES NORTH ADD 04 have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2349% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 381 NOLANE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$550,000
581 MEANDERING WAY · same community
2 bd · 2.5 ba · 1,868 sqft · $294/sqft · 56 DOM
Sold · Feb ’26$575,000
994 CROSSROADS DRIVE · same community
3 bd · 2 ba · 1,603 sqft · $359/sqft · 0 DOM
Sold · Dec ’25$560,000
234 LAYNEWADE ROAD · same community
2 bd · 2 ba · 1,586 sqft · $353/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 381 NOLANE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 381 NOLANE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
381 NOLANE LANE FAQs
What would the monthly payment be for 381 NOLANE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,098/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 381 NOLANE LANE?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 381 NOLANE LANE?+
The most recent tax bill on record (2025) was $10,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 381 NOLANE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $1,200,000, this home is listed about 220% above the Polk City median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 381 NOLANE LANE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6415348.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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