149 LAYNEWADE ROAD, POLK CITY, FL, 33868
Active85 days on marketListed May 10, 2026MLS #L4961784
About this home
149 LAYNEWADE ROAD
Welcome to Mt. Olive Shores North, Central Florida’s premier 55+ RV community—where luxury living seamlessly meets resort-style convenience. I am excited to introduce you to a stunning 2-bedroom, 2-bath single-family home, built in 2020, that offers the perfect blend of modern comfort and RV garage storage excellence. This beautiful home features a spacious open-concept living and dining area, complemented by a gourmet kitchen with island, granite countertops, stainless steel appliances including a french door “cafe” built in oven, induction stovetop and custom pantry cabinetry—ideal for entertaining family and friends. The primary suite boasts a walk-in custom built-in design closet and a spa-inspired bathroom with a relaxing tub, double vanity, and tiled shower. The second bedroom, complete with a built-in closet system, provides versatile space for guests, hobbies, or a dedicated home office. Step outside to enjoy a beautiful spacious yard with screened lanai, an extended cage area, and a fenced backyard - perfect for those furry friends. The home also includes a 2-car garage that opens directly into a generous 50x16.5 RV garage, making it an ideal haven for RV enthusiasts. Additional features such as a central vacuum, whole house generator and solar panels help reduce energy costs and ensure peace of mind. As part of our community, you’ll have access to a secure, gated entrance and an array of resort-style amenities, including a club house, pool, fitness center, social activities, and lake access—truly offering a vibrant, active lifestyle in one of Florida’s most sought-after RV communities. Don’t miss this exceptional opportunity to enjoy luxury, convenience, and community. Call today to schedule an appointment and see firsthand what makes Mt. Olive Shores North the perfect place to call home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,794
Sqft
0.22 ac
Lot size
2
Garage
2020
Year built
One
Levels
$334
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,273 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,273/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs MT OLIVE SHORES NORTH ADD 04
$334 vs $356
Days on market
85 vs 53 typical
Where $334/sqft sits among the 9 homes for sale in MT OLIVE SHORES NORTH ADD 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
1 of 9
MT OLIVE SHORES NORTH ADD 04 have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1122% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 149 LAYNEWADE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$550,000
581 MEANDERING WAY · same community
2 bd · 2.5 ba · 1,868 sqft · $294/sqft · 56 DOM
Sold · Feb ’26$575,000
994 CROSSROADS DRIVE · same community
3 bd · 2 ba · 1,603 sqft · $359/sqft · 0 DOM
Sold · Dec ’25$560,000
234 LAYNEWADE ROAD · same community
2 bd · 2 ba · 1,586 sqft · $353/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 149 LAYNEWADE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 149 LAYNEWADE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
149 LAYNEWADE ROAD FAQs
What would the monthly payment be for 149 LAYNEWADE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,273/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 149 LAYNEWADE ROAD?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 149 LAYNEWADE ROAD?+
The most recent tax bill on record (2025) was $5,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 149 LAYNEWADE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $599,000, this home is listed about 60% above the Polk City median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 149 LAYNEWADE ROAD?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Patricia Toogood. MLS #L4961784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Polk City homes, in your inbox
Like 149 LAYNEWADE ROAD but not quite? A daily digest of every new listing in Polk City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →