1097 SUGAR LOAF KEY LOOP, LADY LAKE, FL, 32159
Active45 days on marketListed Jun 8, 2026MLS #O6414780
About this home
1097 SUGAR LOAF KEY LOOP
Designed for the way families live today, this exceptional Green Key Village residence combines flexible multi-generational living, energy-efficient construction, and a private backyard setting in one of Central Florida's most unique gated communities. Offering nearly 3,000 square feet of thoughtfully designed living space, the home features formal living and dining rooms, an open-concept family room, and a beautifully appointed kitchen with granite countertops, upgraded cabinetry, built-in appliances, breakfast bar seating, and a spacious pantry overlooking the breakfast nook and main living areas. Architectural details including crown molding, tray ceilings, plantation shutters, and soaring ceilings add warmth and character throughout. The owner's retreat serves as a private sanctuary with direct access to the screened lanai, dual vanities, a spacious walk-through shower, and separate his-and-her walk-in closets. A standout feature rarely found in today's market is the private in-law suite complete with its own exterior entrance, kitchenette, and accessible bathroom featuring comfort-height counters and an oversized low-entry shower, creating the ideal space for extended family, guests, or a caregiver. Outside, the expansive screened lanai overlooks dedicated green space that provides added privacy with no future rear neighbors behind portions of the property. Additional upgrades include a whole-home water treatment system and an owned solar array that helps virtually eliminate monthly electric costs. Life in Green Key Village offers the perfect alternative to The Villages lifestyle, providing convenient access to shopping, dining, golf, entertainment, and medical facilities without age restrictions. Residents enjoy resort-style amenities including a gated entrance, community pool, pickleball courts, basketball court, community garden, golf-cart-friendly streets, sidewalks, and a vibrant neighborhood atmosphere. If you're searching for a home that offers space for family, room to entertain, and features designed for long-term comfort and independence, then look no further because you're home.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,913
Sqft
0.29 ac
Lot size
2
Garage
2018
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,937 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,937/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs GREEN KEY VILLAGE
$233 vs $184
Days on market
45 vs 50 typical
Where $233/sqft sits among the 7 homes for sale in GREEN KEY VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
4 of 7
GREEN KEY VILLAGE have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1097 SUGAR LOAF KEY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$765,000
1202 FIESTA KEY CIRCLE · same community
4 bd · 3.5 ba · 2,940 sqft · $260/sqft · 222 DOM
Sold · Sep ’25$575,000
1107 SUGAR LOAF KEY LOOP · same community
5 bd · 2.5 ba · 2,751 sqft · $209/sqft · 8 DOM
Sold · Apr ’26$610,000
1112 SUGAR LOAF KEY LOOP · same community
3 bd · 2.5 ba · 2,547 sqft · $239/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1097 SUGAR LOAF KEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1097 SUGAR LOAF KEY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1097 SUGAR LOAF KEY LOOP FAQs
What would the monthly payment be for 1097 SUGAR LOAF KEY LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,937/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1097 SUGAR LOAF KEY LOOP?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1097 SUGAR LOAF KEY LOOP?+
The most recent tax bill on record (2025) was $8,260. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1097 SUGAR LOAF KEY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $679,900, this home is listed about 109% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1097 SUGAR LOAF KEY LOOP?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALTON CLARK · James Clark. MLS #O6414780.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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