1052 SUGAR LOAF KEY LOOP, LADY LAKE, FL, 32159
Active268 days on marketListed Oct 29, 2025MLS #O6354192
About this home
1052 SUGAR LOAF KEY LOOP
NEW PRICE! Experience Key West charm, luxury efficiency, and resort-style living in the gated, eco-friendly community of Green Key Village. This Certified Florida Green Home blends modern sustainability with upscale comfort. Designed for exceptional energy efficiency and comfort, this net-zero solar-powered home features spray foam insulation, an Energy Recovery Ventilator for continuous fresh air, and a 500-gallon buried propane tank supporting the whole-house generator. Enjoy thousands in annual energy savings and the peace of mind that comes with full-home backup power. Step inside to 10-foot ceilings, crown molding, and an open, light-filled layout that feels both spacious and welcoming. The kitchen features Cambria quartz countertops, a Wolf induction range vented outside, soft-close cabinetry, reverse osmosis system, and a deep single-basin sink, ideal for the modern cook. The primary suite offers a peaceful retreat with a trey ceiling, fan with light/remote, walk-in shower, built-ins, his & her sinks, neutral Corian finishes, and windows that bathe the space in natural light. Enjoy Florida living with a newly screened front porch (2023), screened lanai, and a paver patio with fire pit, perfect for relaxing or entertaining. Additional upgrades include a new washer and dryer (2023), custom shutters that enhance the home’s clean, coastal aesthetic, and an epoxy-sealed garage floor. Green Key Village offers resort-style amenities: a wade-in pool, pickleball and basketball courts, dog park, community garden, fire pit, and active social events, all just minutes from The Villages’ dining and entertainment, yet without the CDD fees or crowds. Enjoy effortless living in a vibrant community that truly feels like home. Schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,815
Sqft
0.21 ac
Lot size
2
Garage
2020
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,675 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,675/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.5%
$/sqft vs GREEN KEY VILLAGE
$264 vs $184
Days on market
268 vs 50 typical
Where $264/sqft sits among the 7 homes for sale in GREEN KEY VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
4 of 7
GREEN KEY VILLAGE have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1052 SUGAR LOAF KEY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$304,990
994 FIESTA KEY CIRCLE · same community
2 bd · 2 ba · 1,812 sqft · $168/sqft · 93 DOM
Sold · Jul ’26$304,990
999 FIESTA KEY CIRCLE · same community
2 bd · 2 ba · 1,812 sqft · $168/sqft · 157 DOM
Sold · Jun ’26$329,990
1014 FIESTA KEY CIRCLE · same community
2 bd · 2 ba · 1,812 sqft · $182/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1052 SUGAR LOAF KEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1052 SUGAR LOAF KEY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1052 SUGAR LOAF KEY LOOP FAQs
What would the monthly payment be for 1052 SUGAR LOAF KEY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,675/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1052 SUGAR LOAF KEY LOOP?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1052 SUGAR LOAF KEY LOOP?+
The most recent tax bill on record (2024) was $3,753. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1052 SUGAR LOAF KEY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $479,900, this home is listed about 48% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1052 SUGAR LOAF KEY LOOP?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$479,900 runs 53% above the LADY LAKE 32159 median.
02Time on market is leverage
268 days on market against a Lady Lake median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $495,000, now $479,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RIGHT REALTY CONNECTION, INC. · Terry-Ann Francis. MLS #O6354192.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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