David Ramirez
$465,000$485,0004 bd2.5 ba1,785 sqft$261 /sqft$3,266 /mo all-in ↓

10921 COUNTY ROAD 209, OXFORD, FL, 34484

Active59 days on marketListed Jun 5, 2026MLS #O6414412

Reduced $20KSingle Family ResidenceN/A

About this home

10921 COUNTY ROAD 209

Nestled on over 2 acres in a tranquil country setting, this concrete block home offers serene privacy while still being just minutes from shopping, dining, and The Villages Charter Schools. Tucked back off the road behind a stately oak tree, the property presents classic rural charm. Step inside to discover a renovated interior with an open-concept layout, including a spacious great room anchored by a cozy fireplace, a dining area, and a light-filled kitchen. The kitchen features tile flooring, stainless steel appliances, granite countertops, beautiful cabinetry, a large sink beneath a picture window, and a breakfast bar with pendant lighting—perfect for casual meals and entertaining. Throughout the home, warm wood laminate flooring and dark cabinetry. This home comprises 4 generously sized bedrooms and 2.5 baths, including a master ensuite with a glass-and-tile walk-in shower and roomy vanity. The guest bath continues the granite theme with a square sink and tile-surround tub/shower combo. In addition, there’s a flexible bonus room ideal for use as an office, hobby space, or storage. Convenience meets smart upgrades with the indoor laundry room coupled with a half bath, offering easy access from the rear of the home. A tankless hot water heater accommodates the household’s needs efficiently. Outdoors, there’s a concrete patio and covered seating area perfect for relaxing or entertaining guests. A firepit for cooler evenings, plus a charming two-story playhouse tucked into the rear corner, add to the leisure appeal. A recently added 2-car garage, new propane tank, 4-board fencing, upgraded appliances, and a 2018 roof round out the structural and utility enhancements. Despite its peaceful, private ambiance, this home is well priced and ideally located—close to everything while maintaining a quiet, country lifestyle. Don’t miss your opportunity—schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,785

Sqft

2 ac

Lot size

1981

Year built

One

Levels

$261

Per sqft

Fireplace

Inside

FlooringCarpet · Hardwood
AppliancesDisposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Propane

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorStorage

Community & fees

Taxes (2025)$1,957/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,266 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$163
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,266/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$163
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$341KedgeAI estimate $446,866 · range $356K$675K$702K

vs edgeAI estimate

+4.1%

$/sqft vs N/A

$261 vs $286

Days on market

59 vs 49 typical

Where $261/sqft sits among the 246 homes for sale in N/A

133 · this home
55
30
7
6
15
$131–293$293–455$455–617$617–779$779–941$941+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oxford

Map of 10921 COUNTY ROAD 209

Drive times from this address

Downtown Orlando63 min
Universal Orlando65 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oxford. See the full Oxford guide →

OXFORD 34484 — neighborhood snapshot

Population

5,409

Median age

51.1

Median income

$90,826

Median home value

$375,800

Avg household

2.18

Households w/ children

509

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oxford market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$326K$360K

Oxford median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

110 of 246

N/A have cut their price

Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the OXFORD 34484 median. See the full Oxford market guide →

Paper trail

This home's history

CurrentPrice reduced to $465,000 $20K
Jun 5, 2026Listed at $485,000 · 59 days on market since
1981Built · N/A

Reality check

What actually sold near 10921 COUNTY ROAD 209

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12112 CR 727Sold · Dec ’25

$375,000

12112 CR 727 · same community

3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM

29655 SE 152ND (RAVENSWOOD) PLACESold · Dec ’25

$485,000

29655 SE 152ND (RAVENSWOOD) PLACE · same community

3 bd · 2 ba · 1,800 sqft · $269/sqft · 10 DOM

2103 NW 142ND AVENUESold · Dec ’25

$388,750

2103 NW 142ND AVENUE · same community

3 bd · 2 ba · 1,728 sqft · $225/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10921 COUNTY ROAD 209 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10921 COUNTY ROAD 209 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10921 COUNTY ROAD 209 FAQs

What would the monthly payment be for 10921 COUNTY ROAD 209?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,266/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10921 COUNTY ROAD 209?+

The most recent tax bill on record (2025) was $1,957. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oxford?+

At $465,000, this home is listed about 16% above the Oxford median of $402,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10921 COUNTY ROAD 209?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DUNCAN REALTY GROUP LLC · Sherry Colon. MLS #O6414412.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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