David Ramirez
$549,000$595,0003 bd2 ba1,701 sqft$323 /sqft$4,148 /mo all-in ↓

1546 BELLEAIR ROAD, CLEARWATER, FL, 33756

Active143 days on marketListed Mar 12, 2026MLS #TB8473245

Reduced $46KSingle Family ResidenceN/A

About this home

1546 BELLEAIR ROAD

ESTATE SIZED LOT, WITH ROOM FOR RV, BOAT OR TRAILER PARKING!! Don't miss this 3-bedroom, 2-bath home, situated on 3/4 of an acre, in a lovely countryside setting with gorgeous mature trees. Centrally located in unincorporated Pinellas County jurisdiction with NO CITY TAXES, this property is near to Eagle Lake Park. Clearwater Beach, Clearwater Aquarium and many beach and downtown restaurants are only minutes away. Just next door is a Publix shopping center, Anytime Fitness gym, restaurant, liquor store, pet store, bank and more, including bus service. The property is located in a FLOOD ZONE X (non-evacuation zone) with a 60-foot elevation, is fully fenced and shares a private drive with only 4 other homes. This home boasts terrazzo floors and a split bedroom floor plan. The primary bedroom is completed by an ensuite bathroom with a walk-in shower. Extra living space is evident by viewing the spacious Florida Room that is included in the square footage. There is ample parking in the driveway as well as plenty of additional parking adjacent. This is a unique property as the land use plan for this lot allows for multifamily, however, zoning would need to be changed. Pinellas County land use plan is Residential Low Medium (RLM) which allows up to 10 units per acre with proper rezoning. An easement agreement with the shopping complex compliments this plan, affording great opportunity for the owner.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,701

Sqft

0.79 ac

Lot size

2

Garage

1961

Year built

One

Levels

$323

Per sqft

Pets allowed

Inside

FlooringTerrazzo
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Private Mailbox · Sidewalk

Community & fees

Taxes (2024)$6,156/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Phone Available · Sprinkler Well · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,148 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property tax — 2024 actual bill$513
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,215
Interest rate6.00%
Loan term

Estimated payment

$4,148/mo

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$513
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$425KedgeAI estimate $498,961 · range $442K$625K$650K

vs edgeAI estimate

+10%

$/sqft vs N/A

$323 vs $284

Days on market

143 vs 47 typical

Where $323/sqft sits among the 246 homes for sale in N/A

135
54 · this home
29
7
6
15
$131–293$293–455$455–617$617–779$779–941$941+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1546 BELLEAIR ROAD

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33756 — neighborhood snapshot

Population

32,928

Median age

45

Median income

$63,990

Median home value

$335,800

Avg household

2.46

Households w/ children

2,867

For the school run

Pinellas County School District

ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

110 of 246

N/A have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the CLEARWATER 33756 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,000 $46K
Mar 12, 2026Listed at $595,000 · 143 days on market since
1961Built · N/A

Reality check

What actually sold near 1546 BELLEAIR ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4230 NORTH ROADSold · Dec ’25

$299,255

4230 NORTH ROAD · same community

2 bd · 2 ba · 1,704 sqft · $176/sqft · 32 DOM

2103 NW 142ND AVENUESold · Dec ’25

$388,750

2103 NW 142ND AVENUE · same community

3 bd · 2 ba · 1,728 sqft · $225/sqft · 0 DOM

280 OVEROCKER CIRCLESold · Dec ’25

$250,000

280 OVEROCKER CIRCLE · same community

5 bd · 2 ba · 1,636 sqft · $153/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1546 BELLEAIR ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1546 BELLEAIR ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1546 BELLEAIR ROAD FAQs

What would the monthly payment be for 1546 BELLEAIR ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,148/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1546 BELLEAIR ROAD?+

The most recent tax bill on record (2024) was $6,156. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1546 BELLEAIR ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $549,000, this home is listed about 100% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1546 BELLEAIR ROAD?+

Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$549,000 runs 62% above the CLEARWATER 33756 median — but at 1,701 sqft it's also 35% larger than the typical Clearwater listing.

02Time on market is leverage

143 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $595,000, now $549,000 — a $46K cut. The full history is in the market section below.

Listing courtesy of FLORIDA PREMIERE REALTY · Millie Jackson. MLS #TB8473245.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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