6946 AUDOBON OSPREY COVE, HARMONY, FL, 34773
Active51 days on marketListed Jun 4, 2026MLS #O6413971
About this home
6946 AUDOBON OSPREY COVE
Welcome to this beautifully maintained 4-bedroom, 3-bathroom home located in the highly desirable Harmony West community of St. Cloud. Built by D.R. Horton, this spacious Robinson floor plan offers approximately 2,108 square feet of living space with an open-concept design ideal for both everyday living and entertaining. The home features a bright and functional layout, a spacious kitchen overlooking the living and dining areas, generously sized bedrooms, and a 3-car garage. The primary suite offers privacy and comfort with a large walk-in closet and en-suite bathroom. Enjoy peaceful pond and conservation views with no rear neighbors, providing added privacy and a relaxing outdoor setting. The community offers outstanding amenities including a resort-style pool, fitness center, clubhouse, playground, and walking paths. Conveniently located near major roadways, shopping, dining, schools, and the growing Lake Nona area, this home combines comfort, convenience, and an exceptional lifestyle opportunity. Property Highlights • 4 Bedrooms • 3 Bathrooms • 2,108 Sq Ft Living Area • 3-Car Garage • Pond View • Conservation View • No Rear Neighbors • Low HOA • Resort-Style Community Amenities • Located in Harmony West, St. Cloud
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,106
Sqft
0.16 ac
Lot size
3
Garage
2023
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,950 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,950/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.3%
$/sqft vs Harmony actives
$237 vs $198
Days on market
51 vs 69 typical
Where $237/sqft sits among the 47 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Harmony. See the full Harmony guide →
HARMONY 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
25 of 47
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 6946 AUDOBON OSPREY COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$345,000
6883 BOTANIC BOULEVARD · same community
4 bd · 2 ba · 1,716 sqft · $201/sqft · 315 DOM
Sold · Jun ’26$505,000
6973 AUDOBON OSPREY COVE · same community
4 bd · 3.5 ba · 2,841 sqft · $178/sqft · 7 DOM
Sold · Aug ’25$462,990
7201 NOTTINGHAM REEL COURT
4 bd · 3 ba · 2,108 sqft · $220/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6946 AUDOBON OSPREY COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6946 AUDOBON OSPREY COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6946 AUDOBON OSPREY COVE FAQs
What would the monthly payment be for 6946 AUDOBON OSPREY COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,950/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6946 AUDOBON OSPREY COVE?+
The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6946 AUDOBON OSPREY COVE?+
The most recent tax bill on record (2025) was $7,137. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6946 AUDOBON OSPREY COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $499,000, this home is listed about 26% above the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6946 AUDOBON OSPREY COVE?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DTB FLORIDA REALTY, INC. · Pedro Henriq Stuart Lima. MLS #O6413971.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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