6960 AUDOBON OSPREY COVE, HARMONY, FL, 34773
Active472 days on marketListed Apr 8, 2025MLS #O6297965
About this home
6960 AUDOBON OSPREY COVE
Priced below appraised value! Enjoy the Central Florida lifestyle in this beautiful home located in the desirable community of Harmony West. Highlighted by excellent curb appeal and situated on a premium waterfront lot. Built by DR Horton, the Robinson floor plan features an open floor plan with 4 bedrooms, 3 full bathrooms, family room, dining room and 3-car garage. A stunning entrance will welcome you to a large foyer, ceramic tile floors, neutral paint tones and plenty of natural light throughout. The gourmet kitchen is ideal for the aspiring chef in your family - featuring 42" grey cabinets, granite counters and stainless steel appliances. The family room is the focal point of this home - ideal for entertaining family and friends! The master retreat is spacious, featuring a spa-like master bath, dual sinks, walk-in shower, garden tub and large walk-in closet. Extend your living area outdoors with a covered and screened lanai, overlooking a pond – offering a private and serene setting. Upgrades include: WHOLE HOUSE SOLAR SYSTEM (paid off), gutters, hybrid water heater, water softener and filtration system, ceiling fans, custom light fixtures, metal pull out shelves in kitchen cabinets, custom hardware on all cabinets, fiber internet cable in living room, custom glass insert in front door. AVERAGE MONTHLY ELECTRIC BILL $21. Conveniently located to shopping, restaurants, medical and major roads. You will not want to miss seeing this turn-key home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,106
Sqft
0.2 ac
Lot size
3
Garage
2023
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,447 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,447/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
$/sqft vs Harmony actives
$197 vs $200
Days on market
472 vs 69 typical
Where $197/sqft sits among the 47 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Harmony. See the full Harmony guide →
HARMONY 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
24 of 47
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 6960 AUDOBON OSPREY COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$345,000
6883 BOTANIC BOULEVARD · same community
4 bd · 2 ba · 1,716 sqft · $201/sqft · 315 DOM
Sold · Jun ’26$505,000
6973 AUDOBON OSPREY COVE · same community
4 bd · 3.5 ba · 2,841 sqft · $178/sqft · 7 DOM
Sold · Aug ’25$462,990
7201 NOTTINGHAM REEL COURT
4 bd · 3 ba · 2,108 sqft · $220/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6960 AUDOBON OSPREY COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6960 AUDOBON OSPREY COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6960 AUDOBON OSPREY COVE FAQs
What would the monthly payment be for 6960 AUDOBON OSPREY COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,447/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6960 AUDOBON OSPREY COVE?+
The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6960 AUDOBON OSPREY COVE?+
The most recent tax bill on record (2024) was $7,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6960 AUDOBON OSPREY COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $415,000, this home is listed about 5% above the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6960 AUDOBON OSPREY COVE?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$415,000 runs 36% above the HARMONY 34773 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
472 days on market against a Harmony median of 69 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $529,000, now $415,000 — a $114K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Espe Almarza Anderson. MLS #O6297965.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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