David Ramirez
$4,900,0005 bd5.5 ba4,961 sqft$988 /sqft$32,054 /mo all-in ↓

1180 VIA LUGANO, WINTER PARK, FL, 32789

Active24 days on marketListed Jul 7, 2026MLS #O6413198

Private poolSingle Family ResidenceWOODMERE TERRACE REP

About this home

1180 VIA LUGANO

A pristine location in the Vias of Winter Park, this refined Santa Barbara-inspired Mediterranean estate rests on nearly half an acre — a rare double lot. A 2006 custom build by Maroon Fine Homes and renovated in 2024 by Greg Hardwick, this estate blends timeless architecture with comfortable sophistication and functionality. A stone’s throw to the celebrated shops and dining of Park Avenue, Rollins College, Winter Park Golf Course, and the serene beauty of Kraft Azalea Gardens, the location is simply unrivaled. This extraordinary residence spans nearly 5,000 sf with a flowing floor plan designed for entertaining and everyday living. Solid wood artisan arched doors anchor the inviting foyer with porcelain marble tile, volume ceilings, and a sleek iron circular staircase as a focal point. An open dining and intimate living room layout are flanked by windows and clear view doors, which bring in natural light. The spaces share a unique temperature-controlled wine cellar finished with seamless glass and ambient lighting, adding a dramatic touch for the discerning enthusiast. The main level centers around a spacious kitchen that enjoys a dedicated eat-in space and counter seating, with a family room that overlooks the expansive backyard. A dedicated wet bar and first-floor bonus room make this home ideal for hosting at any scale. The outdoor living rivals a 5-star resort, recently reimagined in 2026 by Signature Landscaping. An immense new pool with a sun shelf anchors the outdoor living experience, surrounded by a lush turf courtyard, sport court, and a covered lanai with generous pavered decking and a summer kitchen. A cozy gas fire pit with casual seating invites you to take in the evening breezes. Privacy abounds with mature Japanese blueberry trees and Podocarpus hedges. A dedicated side yard dog run completes this outdoor haven. The main floor is home to the first-floor primary suite, with privacy doors separating this section of the home. It is a true retreat unto itself, offering a sunlit sitting area with doors leading to the backyard, a beautifully appointed bath, a dedicated home office, and two custom-fitted walk-in closets, one of which includes a secondary laundry area. The spa-inspired bathroom has it all, featuring a generous shower with a soaking tub within the enclosure for the ultimate relaxation experience. A first-floor guest suite, thoughtfully designed with a split-plan layout, provides privacy for visitors, while three additional ensuite bedrooms and a bonus landing are located upstairs. The oversized three-car side-loading garage is air-conditioned and features upgraded flooring, while a generous circular drive and mature front hedge offer a gracious arrival experience and an added layer of privacy. A rare convergence of premier location, architectural distinction, and meticulous renovation — this is Winter Park luxury living at its finest.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,961

Sqft

0.46 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$988

Per sqft

Private poolFireplacePool viewNegotiable

Inside

FlooringTravertine · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Coffered Ceiling(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingCentral · Natural Gas · Zoned
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesNorth
ParkingCircular Driveway · Garage Faces Side
ExteriorAwning(s) · French Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters

Community & fees

Taxes (2025)$43,400/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$32,054 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$26,440
PMI (est., until 20% equity)$1,838
Property tax — 2025 actual bill$3,617
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $490,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $490,000
Interest rate6.00%
Loan term

Estimated payment

$32,054/mo

Principal & interest$26,440
PMI (est., until 20% equity)$1,838
Property taxes (actual bill)$3,617
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $4.9M
$2.0MedgeAI estimate $2,293,547 · range $2.1M$2.8M$5.1M

vs edgeAI estimate

+113.6%

$/sqft vs Winter Park actives

$988 vs $345

Days on market

24 vs 34 typical

Where $988/sqft sits among the 313 Winter Park actives

119
80
42
28
19
25 · this home
$156–294$294–433$433–572$572–710$710–849$849+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Park

Map of 1180 VIA LUGANO

Drive times from this address

Downtown Orlando17 min
Universal Orlando30 min
Orlando Int’l Airport (MCO)30 min
Walt Disney World42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

WINTER PARK 32789 — neighborhood snapshot

Population

26,884

Median age

44.4

Median income

$100,213

Median home value

$695,000

Avg household

2.13

Households w/ children

2,125

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

149 of 313

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 480% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $4,900,000 · 24 days on market since
2006Built · WOODMERE TERRACE REP

Reality check

What actually sold near 1180 VIA LUGANO

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1155 WOODMERE DRIVESold · Oct ’25

$5,250,000

1155 WOODMERE DRIVE · same community

5 bd · 5.5 ba · 5,051 sqft · $1,039/sqft · 0 DOM

1220 WOODMERE DRIVESold · Jul ’26

$1,400,000

1220 WOODMERE DRIVE · same community

4 bd · 3.5 ba · 2,815 sqft · $497/sqft · 5 DOM

575 PALMER AVENUESold · Oct ’25

$2,650,000

575 PALMER AVENUE

6 bd · 5 ba · 4,767 sqft · $556/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1180 VIA LUGANO — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1180 VIA LUGANO — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1180 VIA LUGANO FAQs

What would the monthly payment be for 1180 VIA LUGANO?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $32,054/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1180 VIA LUGANO?+

The most recent tax bill on record (2025) was $43,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Park?+

At $4,900,000, this home is listed about 681% above the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1180 VIA LUGANO?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,900,000 runs 480% above the WINTER PARK 32789 median — but at 4,961 sqft it's also nearly 3 times the size of the typical Winter Park listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lakemont Elementary, Maitland Middle, Winter Park High — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTL. REALTY · Alison Mosley. MLS #O6413198.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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