David Ramirez
$4,950,0004 bd6 ba5,550 sqft$892 /sqft$33,465 /mo all-in ↓

231 CHELTON CIRCLE, WINTER PARK, FL, 32789

Active43 days on marketListed Jun 10, 2026MLS #O6414890

Private poolFully furnishedSingle Family ResidenceFOREST HILLS

About this home

231 CHELTON CIRCLE

Residing among the treelined streets of Winter Park, this stunning, contemporary pool home, designed and built by renowned Phil Kean, truly captures the essence of luxury living. Showcasing his signature aesthetic, the home emphasizes sleek architectural lines, refined finishes, and a seamless connection between indoor and outdoor spaces. Expansive walls of glass flood the interior with natural light and create a striking façade that embodies its contemporary elegance. The main living areas are designed for both entertaining and everyday living. A dramatic two-story living room is anchored by designer furnishings, which extend throughout the home, while the spacious dining area comfortably accommodates large gatherings. The adjacent family room continues the modern aesthetic with a built-in media wall, sleek fireplace, textured design elements, and a triple sliding door connecting the indoor and outdoor spaces. Ready for any caliber of chef, the kitchen boasts Thermador appliances, along with extensive cabinetry and countertop space, soft-close drawers, a waterfall edge island, generously sized pantry, and reverse osmosis water filtration. A private home theater on the main level offers a true cinematic experience with surround sound, custom seating, and blackout shades, along with a stylish wet bar, providing additional space for entertaining. The home’s Crestron automation system is discreetly integrated, allowing full control of lighting, climate, and technology from a single interface. Upstairs, a striking floating staircase leads to a gallery-style landing overlooking the living space below. For those exhausting days, you can instead take a ride on the elevator. The expansive primary suite features a sitting area, a custom closet, and terrace access. The spa-inspired primary bath includes dual rain showers with body sprays, a soaking tub, and dual vanities with elegant finishes. Additional second-floor amenities include a fitness room with steam shower and sauna, an additional en-suite bedroom, one of the two laundry rooms, and access to an upper-level terrace overlooking the landscaped grounds and pool. Two en-suite guest bedrooms are conveniently tucked away on the first floor for maximum privacy. Offering four bedrooms, five full bathrooms, and two half baths, the home delivers both comfort and sophistication at every turn. Thoughtfully integrated automated shades provide effortless privacy, while the advanced air purification systems and whole-home water softener complement the home's advanced smart features. This residence is offered fully furnished with curated Restoration Hardware pieces, including custom-selected furniture, lighting, rugs, and artwork that enhance its cohesive design. Outdoor living is equally impressive, with covered lanai spaces enhanced by automated roll-down screens, designer furnishings, a summer kitchen with gas grill and ventilation, and tranquil poolside views. The property also includes a split, three-car garage with a large driveway protected by a gated entrance. Completing this extraordinary dwelling is its location in the heart of Winter Park. This lakeside residence sits minutes from Park Ave Shopping, Rollins College, AdventHealth, multiple Botanical Gardens and Museums, well-rated grade schools, and highway access. Schedule your private showing today and experience the Winter Park lifestyle firsthand.

Facts & features

The home at a glance

4

Bedrooms

6

Bathrooms

5,550

Sqft

0.6 ac

Lot size

3

Garage

2018

Year built

Two

Levels

$892

Per sqft

Private poolFireplaceFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Kitchen Reverse Osmosis System · Microwave · Range Hood · Refrigerator · Washer · Water Softener · Whole House R.O. System · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Elevator · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Sauna · Smart Home · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryCorridor Access · Inside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofOther
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Open · Split Garage
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$56,866/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Well · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$33,465 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$26,710
PMI (est., until 20% equity)$1,856
Property tax — 2025 actual bill$4,739
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $495,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $495,000
Interest rate6.00%
Loan term

Estimated payment

$33,465/mo

Principal & interest$26,710
PMI (est., until 20% equity)$1,856
Property taxes (actual bill)$4,739
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs FOREST HILLS

$892 vs $241

Days on market

43 vs 34 typical

Where $892/sqft sits among the 19 homes for sale in FOREST HILLS

11
3
3
0
1
1 · this home
$139–265$265–390$390–515$515–641$641–766$766+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Park

Map of 231 CHELTON CIRCLE

Drive times from this address

Downtown Orlando11 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)28 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

WINTER PARK 32789 — neighborhood snapshot

Population

26,884

Median age

44.4

Median income

$100,213

Median home value

$695,000

Avg household

2.13

Households w/ children

2,125

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

6 of 19

FOREST HILLS have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 482% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Jun 10, 2026Listed at $4,950,000 · 43 days on market since
2018Built · FOREST HILLS

Reality check

What actually sold near 231 CHELTON CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1820 GLENCOE ROADSold · Feb ’26

$3,600,000

1820 GLENCOE ROAD · same community

5 bd · 6 ba · 4,055 sqft · $888/sqft · 209 DOM

130 W KINGS WAYSold · Dec ’25

$1,350,000

130 W KINGS WAY · same community

5 bd · 3 ba · 3,145 sqft · $429/sqft · 54 DOM

12910 FOREST HILLS DRIVE UNIT ASold · Jun ’26

$673,635

12910 FOREST HILLS DRIVE UNIT A · same community

4 bd · 2.5 ba · 2,194 sqft · $307/sqft · 92 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 231 CHELTON CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 231 CHELTON CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

231 CHELTON CIRCLE FAQs

What would the monthly payment be for 231 CHELTON CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $33,465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 231 CHELTON CIRCLE?+

The most recent tax bill on record (2025) was $56,866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 231 CHELTON CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $4,950,000, this home is listed about 689% above the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 231 CHELTON CIRCLE?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,950,000 runs 482% above the WINTER PARK 32789 median — but at 5,550 sqft it's also nearly 3 times the size of the typical Winter Park listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lakemont Elementary, Maitland Middle, Winter Park High — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY · Joseph Doher. MLS #O6414890.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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