2005 ORANGE AVENUE, ST CLOUD, FL, 34769
Active50 days on marketListed Jun 1, 2026MLS #O6412496
About this home
2005 ORANGE AVENUE
Virtually Staged. Welcome to 2005 Orange Ave, St. Cloud, FL 34769, located in the desirable Benjamin Estates community! This beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, energy efficiency, and convenience. Step inside to an inviting open floor plan featuring vaulted ceilings in the main living area, creating a bright and spacious atmosphere. The well-appointed kitchen is both stylish and functional, showcasing stainless steel appliances, granite countertops, and ample cabinet space for all your storage needs. The thoughtfully designed split-bedroom layout provides privacy for family and guests alike. The spacious primary suite serves as a relaxing retreat, complete with a walk-in closet and private ensuite bath. Enjoy Florida living year-round in the enclosed lanai with glass windows, perfect for morning coffee, entertaining, or simply unwinding while taking in the peaceful views. The fully fenced backyard offers a rare and highly desirable setting with no rear neighbors. Instead, enjoy the privacy and beauty of a conservation area and pond, creating a serene natural backdrop. Adding even more value, this home is equipped with solar panels, providing energy efficiency and potential savings on utility costs. Benjamin Estates offers a welcoming neighborhood atmosphere with convenient access to shopping, dining, schools, Downtown St. Cloud, the St. Cloud Lakefront, major roadways, and Lake Nona. Whether you're looking for your first home, your next home, or a peaceful place to settle in, this property is one you won't want to miss.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,480
Sqft
0.17 ac
Lot size
2
Garage
2017
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,734 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,734/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
$/sqft vs St Cloud actives
$228 vs $220
Days on market
50 vs 33 typical
Where $228/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
191 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2005 ORANGE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$349,000
540 E 19TH STREET · same community
3 bd · 2 ba · 1,485 sqft · $235/sqft · 247 DOM
Sold · Mar ’26$350,000
2017 ORANGE AVENUE · same community
4 bd · 2 ba · 1,707 sqft · $205/sqft · 50 DOM
Sold · Apr ’26$330,000
735 CHRIS COURT
3 bd · 2 ba · 1,493 sqft · $221/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2005 ORANGE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2005 ORANGE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2005 ORANGE AVENUE FAQs
What would the monthly payment be for 2005 ORANGE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,734/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2005 ORANGE AVENUE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2005 ORANGE AVENUE?+
The most recent tax bill on record (2025) was $4,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2005 ORANGE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $337,000, this home is listed about 21% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2005 ORANGE AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$337,000 runs 23% above the ST CLOUD 34769 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $342,000, now $337,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Christine Landrau. MLS #O6412496.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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