4309 REGAL TOWN LANE, LAKE MARY, FL, 32746
Active73 days on marketListed May 31, 2026MLS #O6412240
About this home
4309 REGAL TOWN LANE
This stunning 3-story END-UNIT townhome offers charming POND VIEW, along with quick access to the Florida Trail. HVAC was replaced in 2020. The first floor features a bonus room, a convenient half bath, access to the front porch, and a spacious two-car garage. The second floor showcases a gourmet kitchen with stainless steel appliances, granite countertops, and an oversized dining area overlooking the picturesque pond, perfect for entertaining and everyday living. On the third floor, you’ll find a spacious primary suite complete with a tray ceiling, walk-in closet, and a luxurious en-suite bathroom. Two additional bedrooms share a full bathroom, providing comfort and flexibility for family or guests. Located in the highly desirable Riviera community in Lake Mary, this home is surrounded by excellent shopping, dining, and entertainment options and is zoned for top-rated schools. Schedule your private showing today — this could be the dream home you’ve been waiting for!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,307
Sqft
0.03 ac
Lot size
2
Garage
2012
Year built
Three Or More
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,938 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,938/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
$/sqft vs RIVIERA
$160 vs $291
Days on market
73 vs 48 typical
Where $160/sqft sits among the 7 homes for sale in RIVIERA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Riviera — neighborhood snapshot
Population
1,434
Median age
46
Median income
$55,385
Median home value
$258,400
Avg household
2
Households w/ children
200
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
3 of 7
RIVIERA have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 4309 REGAL TOWN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$324,000
4297 REGAL TOWN LANE · same community
3 bd · 3 ba · 2,177 sqft · $149/sqft · 30 DOM
Sold · Oct ’25$370,000
2613 SE 10th St, Homestead FL 33035 · same community
3 bd · 2.5 ba · 1,827 sqft · $203/sqft · 4 DOM
Sold · Jan ’26$1,030,000
5903 CACHETTE DE RIVIERA COURT · same community
4 bd · 3 ba · 2,787 sqft · $370/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4309 REGAL TOWN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4309 REGAL TOWN LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4309 REGAL TOWN LANE FAQs
What would the monthly payment be for 4309 REGAL TOWN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,938/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4309 REGAL TOWN LANE?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4309 REGAL TOWN LANE?+
The most recent tax bill on record (2025) was $2,627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4309 REGAL TOWN LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $368,000, this home is listed about 14% below the Lake Mary median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4309 REGAL TOWN LANE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE MARY 32746 market on paper
$368,000 is 4% below the LAKE MARY 32746 median of $385,000, and at $160/sqft it sits under the Lake Mary average of $246.
02Strong assigned schools
Greenwood Lakes Middle School, Lake Mary High School, Lake Mary Elementary School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $369,000, now $368,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Xiuer Zhou, Llc. MLS #O6412240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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