David Ramirez
$309,0002 bd2 ba1,669 sqft$185 /sqft$2,601 /mo all-in ↓

2743 1ST STREET UNIT 406, FORT MYERS, FL, 33916

Active1 days on marketListed Aug 11, 2026MLS #A4699094

WaterfrontCondominiumRIVIERA

About this home

2743 1ST STREET UNIT 406

Experience TRUE RESORT-STYLE LIVING in this LUXURIOUS 4th-floor END-UNIT condo on the RIVER PROMENADE in the highly desirable RIVIERA in DOWNTOWN FORT MYERS. Enjoy an exceptional lineup of HIGH-END AMENITIES including GATED entry, concierge services, security, infinity-edge pool & spa overlooking the CALOOSAHATCHEE RIVER (open until 10 PM), fitness center, pickleball & tennis courts, dog park, theater, library, billiards, BBQ & picnic areas, conference rooms, extra storage & one ASSIGNED COVERED PARKING SPACE. HOA includes cable, internet/Wi-Fi, water, and trash; ONLY electric is separate, offering outstanding value & low-maintenance living. Located just MINUTES from vibrant FORT MYERS RIVER DISTRICT w/ dining, shopping, entertainment, nightlife & cultural events. Seasonal FREE TROLLEY provides easy access to downtown attractions & nearby Publix. Enter via PRIVATE or community elevator into a SPACIOUS FOYER. This sought-after residence features the LARGEST FLOOR PLAN w/ 3 BEDROOMS + DEN & 2 BATHS. BRAND NEW WATERPROOF LUXURY VINYL PLANK FLOORING throughout - NO CARPET! Freshly painted interior w/ crown molding enhances the main living areas & primary suite. BRIGHT, OPEN living room flows seamlessly to a WRAP-AROUND SCREENED BALCONY showcasing NORTH RIVER VIEWS & EAST CITY VIEWS; perfect for relaxing, entertaining, or enjoying SUNRISES over the WATER. The desirable SPLIT FLOOR PLAN offers TWO SPACIOUS ENSUITE PRIMARY SUITES with large/walk-in closets & PRIVATE SLIDING DOORS to the balcony, creating a rare and versatile layout ideal for full-time residents, seasonal owners, or multigenerational living. Third bedroom offers flexibility for guests, office, hobby room, or additional sleeping space. UPGRADED KITCHEN features QUARTZ countertops and backsplash, BRAND NEW CUSTOM WHITE SHAKER CABINETS, newer STAINLESS-STEEL GE PROFILE APPLIANCES, and breakfast/cocktail bar seating, with adjacent dining area for effortless everyday living and entertaining. DEN/OFFICE leads to IN-UNIT LAUNDRY with MAYTAG FRONT-LOAD WASHER & DRYER. Additional upgrades include AMANA 16-SEER HVAC (2020) with transferable warranty and WATER HEATER (2023), giving buyers valuable peace of mind and reducing immediate replacement concerns. Convenient access to PARKING and STORAGE adds everyday ease. This MOVE-IN READY condo is an excellent option for a primary residence, winter retreat, or income-producing property with FLEXIBLE RENTAL POLICY allowing up to 12 leases per year with 30-day minimums. EASY ACCESS to US-41 and I-75, plus close proximity to PUNTA GORDA and SWFL INTERNATIONAL AIRPORTS for convenient travel to TAMPA, ORLANDO, and MIAMI. In today’s market, finding a spacious UPDATED END-UNIT with major system updates, generous HOA inclusions, resort amenities, rental flexibility, and a prime DOWNTOWN WATERFRONT location is increasingly rare. Don’t miss this opportunity to own in one of FORT MYERS’ most sought-after waterfront communities, schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,669

Sqft

0.45 ac

Lot size

1

Garage

2007

Year built

One

Levels

$185

Per sqft

WaterfrontCity & Pool & Water viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionConcrete · Stucco
FoundationBlock
ViewCity · Pool · Water
FacesNorthwest
ParkingCovered
ExteriorBalcony · Lighting · Private Entrance · Sidewalk

Community & fees

Taxes (2025)$5,820/yr
PetsYes
CommunityBuyer Approval Required · Community Mailbox · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,601 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$485
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,815
Interest rate6.00%
Loan term

Estimated payment

$2,601/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$485
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$297KedgeAI estimate $436,968 · range $343K$503K$524K

vs edgeAI estimate

−29.3%

$/sqft vs RIVIERA

$185 vs $291

Days on market

1 vs 56 typical

Where $185/sqft sits among the 7 homes for sale in RIVIERA

6 · this home
0
0
0
0
1
$160–570$570–981$981–1391$1391–1802$1802–2212$2212+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East 1st Street

Map of 2743 1ST STREET UNIT 406 inside its neighborhood boundary

Get to know Fort Myers. See the full Fort Myers guide →

East 1st Street — neighborhood snapshot

Population

571

Median age

72

Median income

$55,071

Median home value

$430,200

Avg household

1

For the school run

Lee County School District

ElementaryEdgewood Academy★★★★
ElementaryFranklin Park Elementary School★★★★★
ElementaryEdison Park Creative And Expressive Arts School★★★★★
HighDunbar High School★★★★
HighFort Myers High School★★★★★
ElementaryAllen Park Elementary School★★★★
ElementaryOrangewood Elementary School★★★★★
MiddlePaul Laurence Dunbar Middle School★★★★★
HighSouth Fort Myers High School★★★★
HighCypress Lake High School★★★★★
ElementaryRayma C. Page Elementary School★★★★
MiddleLexington Middle School★★★★★
ElementarySan Carlos Park Elementary School★★★★
MiddleThree Oaks Middle School★★★★
ElementaryThree Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketLeans buyer8.4 months of inventoryBuyer’s market

$325K$305K

Fort Myers median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

4 of 7

RIVIERA have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the FORT MYERS 33916 median. See the full Fort Myers market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $309,000 · 1 days on market since
2007Built · RIVIERA

Reality check

What actually sold near 2743 1ST STREET UNIT 406

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2613 SE 10th St, Homestead FL 33035Sold · Oct ’25

$370,000

2613 SE 10th St, Homestead FL 33035 · same community

3 bd · 2.5 ba · 1,827 sqft · $203/sqft · 4 DOM

4297 REGAL TOWN LANESold · Feb ’26

$324,000

4297 REGAL TOWN LANE · same community

3 bd · 3 ba · 2,177 sqft · $149/sqft · 30 DOM

3550 GALT OCEAN DR # 1603, Fort Lauderdale FL 33308Sold · Feb ’26

$450,000

3550 GALT OCEAN DR # 1603, Fort Lauderdale FL 33308 · same community

1 bd · 1.5 ba · 1,100 sqft · $409/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2743 1ST STREET UNIT 406 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2743 1ST STREET UNIT 406 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2743 1ST STREET UNIT 406 FAQs

What would the monthly payment be for 2743 1ST STREET UNIT 406?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,601/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2743 1ST STREET UNIT 406?+

The most recent tax bill on record (2025) was $5,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2743 1ST STREET UNIT 406?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Myers?+

At $309,000, this home is listed about 6% below the Fort Myers median of $329,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2743 1ST STREET UNIT 406?+

Edgewood Academy (elementary), Franklin Park Elementary School (elementary), Edison Park Creative And Expressive Arts School (elementary), Dunbar High School (high), Fort Myers High School (high), Allen Park Elementary School (elementary), Orangewood Elementary School (elementary), Paul Laurence Dunbar Middle School (middle), South Fort Myers High School (high), Cypress Lake High School (high), Rayma C. Page Elementary School (elementary), Lexington Middle School (middle), San Carlos Park Elementary School (elementary), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$309,000 runs 24% above the FORT MYERS 33916 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Fort Myers market that averages 56 — if it fits, move quickly.

04Strong assigned schools

Edgewood Academy, Franklin Park Elementary School, Edison Park Creative And Expressive Arts School, Dunbar High School, Fort Myers High School, Allen Park Elementary School, Orangewood Elementary School, Paul Laurence Dunbar Middle School, South Fort Myers High School, Cypress Lake High School, Rayma C. Page Elementary School, Lexington Middle School, San Carlos Park Elementary School, Three Oaks Middle School, Three Oaks Elementary School — Rayma C. Page Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX SUNSHINE · Daniela Mitchell. MLS #A4699094.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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