David Ramirez
Short-Term Rental Eligible
$525,000$539,0005 bd4 ba2,616 sqft$201 /sqft$4,188 /mo all-in ↓

2066 GLORIA OAK COURT, ORLANDO, FL, 32820

Active69 days on marketListed Jun 5, 2026MLS #O6411483

Reduced $14KSingle Family ResidenceCYPRESS LAKES PCLS D & L

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About this home

2066 GLORIA OAK COURT

JUST REDUCED OVER $10,000! Get up to $5,000 if you are purchasing this home as your Primary Home which can be used towards down-payment, closing cost or rate buydowns with an assigned Lender. Welcome to beautiful Cypress Lakes! This spacious 5-bedroom, 4-bath home sits on an oversized manicured corner lot and offers 2,616 square feet, a 3-car garage, and a highly functional triple-split floor plan with all main living areas on one level, plus an upstairs bonus suite. Inside, you’ll find elegant wood-look flooring, tile in the kitchen and baths, crown molding, wainscoting in the formal dining area, and ceiling fans throughout. The remodeled kitchen features premium cabinetry, granite countertops, a California-style breakfast counter, and stainless steel appliances, including an induction stove, convection oven, air fryer, and convection features. The first-floor primary suite offers dual closets, dual vanities, a garden tub, and a separate shower. Upstairs, the private bonus room includes its own ensuite bathroom and walk-in closet, making it ideal as a 5th bedroom, guest suite, game room, office, or flex space. Three sets of beautiful double-glazed French doors open to the extended covered lanai and fully fenced backyard, creating the perfect setup for entertaining, relaxing, or enjoying the lush garden-like outdoor space. Roof was replaced in 2018, A/C system was replaced in 2018, the home has full exterior rain gutters, and an outlet for a generator. Cypress Lakes offers resort-style amenities including a clubhouse, billiards room, gym, community pool with water slide, playgrounds, dog parks, tennis courts, and pickleball courts. Conveniently located near UCF, Research Park, Waterford Lakes shopping, Kennedy Space Center, and Florida’s East Coast beaches. Call your Agents now to set up for a viewing!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

2,616

Sqft

0.21 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$201

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl · Tile · Travertine
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

HOA fee$70/mo
Taxes (2025)$7,625/yr
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,188 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$635
HOA fee — from the listing$70
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$4,188/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$635
HOA / condo fee$70
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$504KedgeAI estimate $617,671 · range $614K$627K$652K

vs edgeAI estimate

−15%

$/sqft vs Orlando actives

$201 vs $250

Days on market

69 vs 43 typical

Where $201/sqft sits among the 400 Orlando actives

121 · this home
144
72
21
13
29
$152–217$217–282$282–348$348–413$413–478$478+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCypress Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketOrlando
Annual gross at median$24,000
Gross yield on this price4.6%
Homes for rent right now1,709

Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Cypress Lakes

Map of 2066 GLORIA OAK COURT inside its neighborhood boundary

Drive times from this address

Downtown Orlando22 min
Orlando Int’l Airport (MCO)31 min
Universal Orlando35 min
Walt Disney World47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Cypress Lakes is a short-term-rental community. See the full guide →

Cypress Lakes — neighborhood snapshot

Population

5,291

Median age

42

Median income

$139,706

Median home value

$451,359

Avg household

3

Households w/ children

479

For the school run

Orange County School District

ElementaryColumbia Elementary★★★★
MiddleCorner Lake Middle★★★★★
HighEast River High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

194 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 971% above the ORLANDO 32820 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $525,000 $14K
Jun 5, 2026Listed at $539,000 · 69 days on market since
2006Built · CYPRESS LAKES PCLS D & L

Reality check

What actually sold near 2066 GLORIA OAK COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2048 GLORIA OAK COURTSold · Oct ’25

$510,000

2048 GLORIA OAK COURT · same community

4 bd · 3 ba · 2,635 sqft · $194/sqft · 212 DOM

17829 OLIVE OAK WAYSold · Aug ’26

$495,000

17829 OLIVE OAK WAY · same community

4 bd · 3 ba · 2,677 sqft · $185/sqft · 24 DOM

2288 HOLLY PINE CIRCLESold · Apr ’26

$490,000

2288 HOLLY PINE CIRCLE · same community

4 bd · 4 ba · 2,798 sqft · $175/sqft · 132 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2066 GLORIA OAK COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2066 GLORIA OAK COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2066 GLORIA OAK COURT FAQs

What would the monthly payment be for 2066 GLORIA OAK COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,188/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2066 GLORIA OAK COURT?+

The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2066 GLORIA OAK COURT?+

The most recent tax bill on record (2025) was $7,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2066 GLORIA OAK COURT be rented short-term?+

Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2066 GLORIA OAK COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $525,000, this home is listed about 35% above the Orlando median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2066 GLORIA OAK COURT?+

Columbia Elementary (elementary), Corner Lake Middle (middle), East River High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$525,000 runs 971% above the ORLANDO 32820 median — but at 2,616 sqft it's also 64% larger than the typical Orlando listing.

02Zoned for nightly rentals

Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

04Strong assigned schools

Columbia Elementary, Corner Lake Middle, East River High — Columbia Elementary rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $539,000, now $525,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of FLORIDA REALTY INVESTMENTS · Esther Griller. MLS #O6411483.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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