3904 HEIRLOOM ROSE PLACE, OVIEDO, FL, 32766
Active58 days on marketListed Jun 10, 2026MLS #O6411328
About this home
3904 HEIRLOOM ROSE PLACE
One or more photo(s) has been virtually staged. SIGNIFICANT PRICE IMPROVEMENT! Now offered at $649,000, this move-in-ready residence in The Sanctuary presents an exceptional opportunity in one of Oviedo's most sought-after communities. Located within a top-rated Seminole County school district, the home offers 2,725 square feet with four bedrooms, a dedicated office, three full baths, one half bath and a desirable first-floor primary suite. Volume ceilings, abundant natural light and an open floor plan create comfortable spaces for everyday living and entertaining. The family room is anchored by a fireplace and flows seamlessly into the kitchen and dining areas. The kitchen features granite countertops, stainless steel appliances, solid wood cabinetry, a breakfast bar and a RainSoft whole-home water treatment and softener system. The first-floor primary suite includes two walk-in closets, one with a custom organization system, and a spacious bath with dual vanities, a soaking tub and a separate walk-in shower. Extensive recent improvements provide lasting value, including a new roof (2026), fresh upstairs interior paint (2026), exterior paint (2025), first-floor air conditioning replaced (2025), second-floor air conditioning replaced (2020), luxury vinyl plank flooring throughout the main living areas, office and primary suite (2024), hardwood flooring upstairs (2022), new carpet on the staircase (2022), updated kitchen appliances, fresh landscaping and both air conditioning systems serviced in 2026. Outdoor living includes a large screened lanai with two ceiling fans, a covered seating area, an outdoor patio and a fully fenced backyard offering exceptional privacy with a partial pond view. A Mediterranean-inspired outdoor fireplace under the lanai conveys with the home. Residents of The Sanctuary enjoy approximately 800 acres of conservation areas, a resort-style swimming pool, clubhouse, fitness center, playgrounds, tennis and basketball courts, parks and walking trails. Conveniently located near State Road 417, the University of Central Florida, Research Park, Seminole State College, shopping, dining, Orlando International Airport and Orlando Sanford International Airport, this well-maintained home combines major capital improvements, a flexible floor plan and outstanding value at its new price.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,725
Sqft
0.21 ac
Lot size
3
Garage
2004
Year built
Two
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,699 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,699/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$238 vs $250
Days on market
58 vs 32 typical
Where $238/sqft sits among the 197 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanctuary Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
Sanctuary Village — neighborhood snapshot
Population
3,041
Median age
40
Median income
$138,913
Median home value
$479,000
Avg household
3
Households w/ children
541
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
108 of 197
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the OVIEDO 32766 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3904 HEIRLOOM ROSE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$664,000
3785 HAMMONDS FERRY COURT · same community
4 bd · 3 ba · 2,141 sqft · $310/sqft · 4 DOM
Sold · Sep ’25$799,000
1640 WILD INDIGO TERRACE
4 bd · 3 ba · 2,730 sqft · $293/sqft · 23 DOM
Sold · Oct ’25$800,000
3325 GAMBEL OAK COURT
5 bd · 3 ba · 2,699 sqft · $296/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3904 HEIRLOOM ROSE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3904 HEIRLOOM ROSE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3904 HEIRLOOM ROSE PLACE FAQs
What would the monthly payment be for 3904 HEIRLOOM ROSE PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,699/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3904 HEIRLOOM ROSE PLACE?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3904 HEIRLOOM ROSE PLACE?+
The most recent tax bill on record (2025) was $8,119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3904 HEIRLOOM ROSE PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $649,000, this home is listed about 26% above the Oviedo median of $514,975. The market section on this page shows how the area is trending.
Which schools are assigned to 3904 HEIRLOOM ROSE PLACE?+
Chiles Middle School (middle), Walker Elementary School (elementary), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
02Strong assigned schools
Chiles Middle School, Walker Elementary School, Hagerty High School — Chiles Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $675,000, now $649,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Frederique Carre. MLS #O6411328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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