David Ramirez
$389,000$399,9003 bd2 ba1,857 sqft$209 /sqft$3,393 /mo all-in ↓

4056 SERENA LANE, CLERMONT, FL, 34711

Active58 days on marketListed May 27, 2026MLS #O6411326

Priced 17% below the CLERMONT 34711 medianReduced $11KSingle Family ResidenceHERITAGE HILLS

About this home

4056 SERENA LANE

Welcome Home PRICE IMPROVEMENT $10,000 Step into luxury and comfort in this highly desirable Hamilton model, located in the resort-style 55+ active adult community of Heritage Hills Heritage Hills | Central Florida 55+ Active Adult Communities. Priced below market value, this 3-bedroom, 2-bathroom home offers 1,857 square feet of refined living and an incredible worry-free lifestyle. Interior Features Walk through a paver-lined, screened front porch into a grand 30-foot foyer. The spacious family room and master suite feature sliding glass doors that open to your private, paver-lined, screened rear lanai—a perfect seller-added upgrade. The private backyard is beautifully lined with mature trees and privacy hedges. The bright, eat-in kitchen boasts solid granite countertops, a breakfast bar, eat-in kitchen, and all appliances included. Need a dedicated workspace? The separate formal dining room is ideal for a home office. Owner’s Suite & Additional Bedrooms The luxurious master ensuite features two large walk-in closets and a bath designed for relaxation, complete with dual "his and hers" high granite vanities, a large garden tub, a separate shower, and a private toilet room. Two additional well-sized bedrooms offer excellent guest space or storage with their own built-in closets. Upgrades & Low-Maintenance Living The home boasts a brand-new roof (approximately 6 months old). The low-maintenance lifestyle provided by the HOA is unmatched—covering weekly lawn care and exterior house painting every 3 to 5 years. Resort-Style Amenities Heritage Hills offers an active, vibrant lifestyle Clermont’s Best Communities for Active Adults The spectacular community clubhouse features a fitness center, pool, pickleball courts, walking trails, and a full calendar of social activities and events. Don't miss the opportunity to enjoy comfort, community, and convenience in one of Clermont's premier neighborhoods. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,857

Sqft

0.16 ac

Lot size

2

Garage

2014

Year built

One

Levels

$209

Per sqft

55+ communityPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$494/mo
Taxes (2025)$3,322/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,393 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$277
HOA fee — from the listing$494
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,615
Interest rate6.00%
Loan term

Estimated payment

$3,393/mo

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$277
HOA / condo fee$494
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$361KedgeAI estimate $410,151 · range $376K$470K$489K

vs edgeAI estimate

−5.2%

$/sqft vs HERITAGE HILLS

$209 vs $198

Days on market

58 vs 33 typical

Where $209/sqft sits among the 9 homes for sale in HERITAGE HILLS

1
2
1
2
2 · this home
1
$131–149$149–167$167–185$185–203$203–221$221+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Hills

Map of 4056 SERENA LANE inside its neighborhood boundary

Drive times from this address

Walt Disney World32 min
Downtown Orlando33 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Heritage Hills — neighborhood snapshot

Population

3,343

Median age

52

Median income

$105,987

Median home value

$426,700

Avg household

3

Households w/ children

306

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
HighEast Ridge High School★★★★★
ElementaryLost Lake Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

8 of 9

HERITAGE HILLS have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,000 $11K
May 27, 2026Listed at $399,900 · 58 days on market since
2014Built · HERITAGE HILLS

Reality check

What actually sold near 4056 SERENA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

36727 SPANISH ROSE DRIVESold · Jun ’26

$318,500

36727 SPANISH ROSE DRIVE · same community

3 bd · 2.5 ba · 1,942 sqft · $164/sqft · 81 DOM

3808 SERENA LANESold · Feb ’26

$375,000

3808 SERENA LANE · same community

3 bd · 2 ba · 1,672 sqft · $224/sqft · 48 DOM

13797 WINEBERRY DRIVESold · Oct ’25

$377,000

13797 WINEBERRY DRIVE · same community

4 bd · 2.5 ba · 2,046 sqft · $184/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4056 SERENA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4056 SERENA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4056 SERENA LANE FAQs

What would the monthly payment be for 4056 SERENA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,393/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4056 SERENA LANE?+

The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4056 SERENA LANE?+

The most recent tax bill on record (2025) was $3,322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4056 SERENA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $389,000, this home is listed about 17% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4056 SERENA LANE?+

Windy Hill Middle School (middle), East Ridge High School (high), Lost Lake Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLERMONT 34711 market on paper

$389,000 is 17% below the CLERMONT 34711 median of $465,900, and at $209/sqft it sits under the Clermont average of $240.

02Strong assigned schools

Windy Hill Middle School, East Ridge High School, Lost Lake Elementary School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $399,900, now $389,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of WEICHERT REALTORS-HALLMARK PR · Dawn Piparo-Haase. MLS #O6411326.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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