David Ramirez
$579,000$600,0003 bd2 ba1,737 sqft$333 /sqft$4,197 /mo all-in ↓

1384 ZESTY CITRUS LANE, MINNEOLA, FL, 34715

Active76 days on marketListed May 27, 2026MLS #O6410563

Reduced $21KNew constructionSingle Family ResidenceDEL WEBB MINNEOLA PH 3

About this home

1384 ZESTY CITRUS LANE

Welcome to this nearly new 3-bedroom, 2-bath residence in the highly sought-after 55+ community of Del Webb Minneola, where thoughtful upgrades, flexible living spaces, and low-maintenance, resort-style living come together seamlessly. Built in 2025, this home presents like a model, enhanced with stone exterior accents, a glass inset front door, and elevated finishes throughout. Inside, you’ll find an open-concept layout anchored by a bright, modern kitchen featuring a gas range, stainless steel appliances, abundant cabinetry, and an oversized island that flows effortlessly into the main living and dining areas, deal for both everyday living and entertaining. The home is further elevated by 8-foot doors throughout, upgraded lighting in the living and dining spaces, and ceiling fans with integrated lighting in nearly every room. A standout feature is the expanded front flex room, bumped out from the original floor plan to capture additional square footage and natural light, making it perfect for a home office, sitting area, or formal living space. Just beyond the main living area, a sunroom extension provides a bright, enclosed retreat for relaxing or hobbies, while the screened lanai offers a comfortable outdoor space to enjoy Florida living year-round.The spacious primary suite is designed for comfort and accessibility, featuring a zero-entry walk-in shower, dual vanities, and a generously sized walk-in closet. The upgraded laundry room includes a utility sink, base cabinetry, and upper cabinets for added functionality. The garage has been thoughtfully enhanced with an extended layout, finished epoxy flooring, a dedicated workspace cove, and attic access with built-in stairs, providing exceptional storage and versatility without compromising parking. Additional features include gutters and downspouts, adding both function and peace of mind. With premium upgrades throughout and access to Del Webb’s planned resort-style amenities, this home offers the best of new construction living, without the wait.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,737

Sqft

0.14 ac

Lot size

2

Garage

2025

Year built

One

Levels

$333

Per sqft

55+ communityPets allowed

Inside

FlooringTile · Vinyl
AppliancesCooktop · Disposal · Microwave · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$423/mo
Taxes (2025)$3,268/yr
PetsYes
CommunityGated Community - Guard · Golf Carts OK · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,197 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$272
HOA fee — from the listing$423
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,900
Interest rate6.00%
Loan term

Estimated payment

$4,197/mo

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property taxes (actual bill)$272
HOA / condo fee$423
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $579K
$428KedgeAI estimate $458,387 · range $446K$490K$602K

vs edgeAI estimate

+26.3%

$/sqft vs Minneola actives

$333 vs $231

Days on market

76 vs 33 typical

Where $333/sqft sits among the 102 Minneola actives

29
29
16
11
9
8 · this home
$180–209$209–238$238–267$267–296$296–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Minneola

Map of 1384 ZESTY CITRUS LANE

Drive times from this address

Downtown Orlando31 min
Universal Orlando33 min
Walt Disney World41 min
Orlando Int’l Airport (MCO)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Minneola. See the full Minneola guide →

The numbers that matter

The Minneola market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$515K$481K

Minneola median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

52 of 102

Minneola actives have cut their price

Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the Minneola median. See the full Minneola market guide →

Paper trail

This home's history

CurrentPrice reduced to $579,000 $21K
May 27, 2026Listed at $600,000 · 76 days on market since
2025Built · DEL WEBB MINNEOLA PH 3

Reality check

What actually sold near 1384 ZESTY CITRUS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2216 CROSSBOW STREETSold · May ’26

$440,000

2216 CROSSBOW STREET

3 bd · 2 ba · 1,769 sqft · $249/sqft · 51 DOM

2211 BEAR PEAK ROADSold · Dec ’25

$400,000

2211 BEAR PEAK ROAD

3 bd · 2.5 ba · 1,676 sqft · $239/sqft · 124 DOM

1148 CANOPY VIEW WAYSold · May ’26

$414,990

1148 CANOPY VIEW WAY

3 bd · 2 ba · 1,655 sqft · $251/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1384 ZESTY CITRUS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1384 ZESTY CITRUS LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

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Straight answers

1384 ZESTY CITRUS LANE FAQs

What would the monthly payment be for 1384 ZESTY CITRUS LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,197/mo — principal and interest, the actual property-tax bill, the $423/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1384 ZESTY CITRUS LANE?+

The association fee works out to $423 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1384 ZESTY CITRUS LANE?+

The most recent tax bill on record (2025) was $3,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1384 ZESTY CITRUS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Minneola?+

At $579,000, this home is listed about 7% above the Minneola median of $539,900. The market section on this page shows how the area is trending.

Listing courtesy of SERHANT · John Harbuck. MLS #O6410563.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1384 ZESTY CITRUS LANE, MINNEOLA, FL — 3 Bed, 2 Bath — $579,000 | CENTURY 21 Edge