1234 WHISPERING LANE, MINNEOLA, FL, 34715
Active90 days on marketListed May 6, 2026MLS #O6404339
About this home
1234 WHISPERING LANE
One or more photo(s) has been virtually staged. This stunning former builder model just got even more irresistible! With a $59,990 price reduction, the stars have aligned for the right buyer to walk through that door and never look back. Why wait for new construction when this stunning home is move-in ready today? Never occupied and loaded with over $85,000 in premium upgrades, 1234 Whispering Lane is the one you've been waiting for! Nestled in the highly sought-after Overlook at Grassy Lake community in Minneola, this exceptional 5-bedroom, 3-bathroom home offers over 3,000 sqft of beautifully curated living space designed to impress from the moment you arrive. The refined stucco veneer exterior and enhanced curb appeal set the tone for everything inside. The open-concept layout flows effortlessly from living to dining to kitchen, creating the perfect space for entertaining or simply enjoying everyday life. The chef's kitchen is a showstopper...featuring designer cabinetry with crown molding and under-cabinet lighting, a full stainless appliance suite with cooktop, double ovens, microwave, and over-sized, French door refrigerator. Smart home features including a WiFi thermostat, alarm system, smart appliances, and smart garage opener keep life running smoothly, while flexible bonus spaces give you room to create the home office, guest suite, or lounge you've always wanted. Outside, your upgraded, extended covered lanai overlooks an oversized backyard with endless possibilities...room for a pool, spa, fire pit, or lush garden oasis. This is Florida living at its finest. Community amenities include a resort-style pool, cabana, green spaces, and playground...all with no CDD and a low monthly HOA. Located just one mile from the Florida Turnpike, minutes from shopping, dining, and outdoor recreation at Minneola Athletic Complex and Lake Hiawatha Preserve, and zoned for top-rated schools within two miles. And the future? Even brighter - with a new hospital, retail, and major infrastructure growth surrounding this rapidly expanding area, your investment here is as smart as it is beautiful. This is more than a home. This is your next chapter. Schedule your private showing today.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,021
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,317 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,317/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Minneola actives
$199 vs $231
Days on market
90 vs 32 typical
Where $199/sqft sits among the 105 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
The numbers that matter
The Minneola market
$515K → $586K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
50 of 105
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the Minneola median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 1234 WHISPERING LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$630,000
2282 KALEY RIDGE ROAD
4 bd · 4.5 ba · 2,921 sqft · $216/sqft · 118 DOM
Sold · Jun ’26$667,490
379 LEMONGRASS ROAD
4 bd · 2.5 ba · 2,903 sqft · $230/sqft · 64 DOM
Sold · Mar ’26$629,990
423 LEMONGRASS ROAD
4 bd · 2.5 ba · 2,903 sqft · $217/sqft · 246 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1234 WHISPERING LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1234 WHISPERING LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1234 WHISPERING LANE FAQs
What would the monthly payment be for 1234 WHISPERING LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,317/mo — principal and interest, the actual property-tax bill, the $104/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1234 WHISPERING LANE?+
The association fee works out to $104 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1234 WHISPERING LANE?+
The most recent tax bill on record (2025) was $7,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1234 WHISPERING LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $600,000, this home is listed about 11% above the Minneola median of $540,195. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$600,000 runs 11% above the Minneola median — but at 3,021 sqft it's also 39% larger than the typical Minneola listing.
02Time on market is leverage
90 days on market against a Minneola median of 32 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $659,990, now $600,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Talyah Jewell. MLS #O6404339.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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