2454 SOUTHERN OAK STREET, THE VILLAGES, FL, 32162
Pending85 days on marketListed May 23, 2026MLS #O6410409
About this home
2454 SOUTHERN OAK STREET
Live The Villages Lifestyle in this beautifully maintained 2-bedroom, 2-bath home in the heart of Florida's premier 55+ community. Featuring an open floor plan with vaulted ceilings, tile flooring throughout the main living areas, and tons of natural light, this home offers comfort and easy Florida living from the moment you walk in. The spacious kitchen with breakfast bar flows seamlessly into the dining and living spaces while the enclosed lanai serves as a standout bonus space ideal for year-round enjoyment. Both bedrooms are generously sized, with indoor laundry, plenty of storage, and a full 2-car garage rounding out the home. Tenants enjoy access to all of The Villages' signature amenities: golf courses, pools, pickleball, tennis, rec centers, dog parks, walking trails, town squares, dining, shopping, and nightly entertainment. 55+ community, at least one occupant must be 55 or older. Schedule your tour today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,156
Sqft
0.08 ac
Lot size
2
Garage
2005
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs The Villages actives
$1 vs $255
Days on market
85 vs 49 typical
Where $1/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Lynnhaven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
Village Of Lynnhaven — neighborhood snapshot
Population
1,211
Median age
76
Median income
$84,066
Median home value
$344,505
Avg household
2
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
213 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 2454 SOUTHERN OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$333,000
1664 VINEWOOD AVENUE
2 bd · 2 ba · 1,138 sqft · $293/sqft · 4 DOM
Sold · Mar ’26$275,000
1971 ODEUM STREET
2 bd · 2 ba · 1,138 sqft · $242/sqft · 0 DOM
Sold · Nov ’25$273,000
1726 ABASCO COURT
2 bd · 2 ba · 1,188 sqft · $230/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2454 SOUTHERN OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2454 SOUTHERN OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2454 SOUTHERN OAK STREET FAQs
What would the monthly payment be for 2454 SOUTHERN OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2454 SOUTHERN OAK STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $1,600, this home is listed about 100% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2454 SOUTHERN OAK STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTRIC REALTY SERVICES LLC · Karla Sanchez. MLS #O6410409.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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