2427 SOUTHERN OAK STREET, THE VILLAGES, FL, 32162
Active108 days on marketListed Apr 27, 2026MLS #G5111504
About this home
2427 SOUTHERN OAK STREET
PRICE DROP!!BETWEEN THE SIX'S!! (466 AND 466A) UPDATED AND LOVELY VILLA. Welcome to 2427 Southern Oak Street in the highly sought-after community of Lynnhaven in The Villages, Florida! This beautifully maintained 2-bedroom, 2-bath patio villa offers comfort, style, and exceptional outdoor living. The villa is close to shopping, dining, banks, convenience stores as well as Publix and Walmart. Numerous golf courses and pools in the area with Arnold Palmer Golf and Country Club just a short golf cart drive away. From the moment you arrive, you’ll notice the painted driveway which extends to the front and side patio, all designed for easy maintenance and added curb appeal. The garage is a one car garage with room for a golf cart! Exterior Awnings on the front and side provide shade and charm, while front gutters add functionality. The front yard features brand-new sod installed in 2025, enhancing the home’s fresh and inviting appearance. Step inside to find a thoughtfully updated recently painted interior with granite countertops in the kitchen, complemented by stainless steel appliances that are only two months old and a brand-new garbage disposal. The home features PLANTATION SHUTTERS throughout, CROWN MOLDING in every room, new ceiling fans with integrated light kits with remotes for easy use along with comfort and style. The living area boasts durable and attractive LVP flooring, while the kitchen and baths are finished with linoleum for easy care. You have a large breakfast bar, but you also have plenty of room for an eat-in kitchen area. There is a pantry for storage along with plenty of cabinets. Enjoy cooking with a gas stove and stay comfortable year-round with gas heat. Dining area is large enough for a table that seats 6-8 guests for family gatherings or entertaining friends. Main bedroom has a walk-in closet with ample space. The bathroom has a single vanity with shower and glass doors. There is a linen closet in the hallway near the guest bathroom which has a shower tub combination, single vanity and additional cabinet. The guest bedroom has plenty of room for a complete bedroom set with a built-in closet. Relax in the screened-in front porch with tile flooring and convenient pull-down shades—perfect for enjoying Florida’s beautiful weather. Additional upgrades include plantation shutters in every window, SOLAR TUBE in kitchen for extra lighting, newer slider doors (installed 4 years ago) with built-in blinds, as well as built-in blinds in the front entry door for added privacy and convenience. Major systems include a 2020 roof, HVAC from 2005, and a water heater approximately 5 years old. The washer and dryer are located in the garage, and the home is equipped with a Ring doorbell and a rear motion light on the back left corner of the home for extra security. A low bond balance of approximately $2,500. The villa is in excellent condition and is truly move-in ready. Don’t miss your opportunity to own a well-cared-for villa with fantastic upgrades and outdoor living spaces in one of Florida’s premier 55+ communities!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,156
Sqft
0.08 ac
Lot size
1
Garage
2005
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,291 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs The Villages actives
$255 vs $255
Days on market
108 vs 53 typical
Where $255/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Lynnhaven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
Village Of Lynnhaven — neighborhood snapshot
Population
1,211
Median age
76
Median income
$84,066
Median home value
$344,505
Avg household
2
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $341K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
222 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 2427 SOUTHERN OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$275,000
1971 ODEUM STREET
2 bd · 2 ba · 1,138 sqft · $242/sqft · 0 DOM
Sold · Nov ’25$273,000
1726 ABASCO COURT
2 bd · 2 ba · 1,188 sqft · $230/sqft · 48 DOM
Sold · Jul ’26$290,000
5075 NEPTUNE CIRCLE
2 bd · 2 ba · 1,337 sqft · $217/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2427 SOUTHERN OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2427 SOUTHERN OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2427 SOUTHERN OAK STREET FAQs
What would the monthly payment be for 2427 SOUTHERN OAK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2427 SOUTHERN OAK STREET?+
The most recent tax bill on record (2025) was $3,207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in The Villages?+
At $294,499, this home is listed about 23% below the The Villages median of $384,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2427 SOUTHERN OAK STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32162 market on paper
$294,499 is 16% below the THE VILLAGES 32162 median of $349,825, and at $255/sqft it sits under the The Villages average of $269.
02Time on market is leverage
108 days on market against a The Villages median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $309,900, now $294,499 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Dena Manning. MLS #G5111504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New The Villages homes, in your inbox
Like 2427 SOUTHERN OAK STREET but not quite? A daily digest of every new listing in The Villages — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →