1009 LAKE BELL DRIVE, WINTER PARK, FL, 32789
Active71 days on marketListed May 22, 2026MLS #O6410167
About this home
1009 LAKE BELL DRIVE
Rare opportunity to build your dream home in one of Winter Park's most desirable locations. Situated on nearly half an acre, this oversized waterfront homesite offers approximately 133 feet of canal frontage on beautiful Lake Bell with direct lake access and skiing permitted. Nestled on a quiet dead-end street, the property provides a private setting while remaining just minutes from Park Avenue, Downtown Orlando, College Park, shopping, dining, and major roadways. Existing home on site is being sold as-is. Whether you envision a custom luxury estate or a complete redevelopment, this exceptional waterfront parcel presents endless possibilities in the heart of Winter Park.
Facts & features
The home at a glance
0.47 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,365 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,365/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Albert Lee Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Park. See the full Winter Park guide →
Albert Lee Ridge — neighborhood snapshot
Population
374
Median age
46
Median income
$57,574
Median home value
$240,000
Avg household
2
Households w/ children
10%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Park market
$473K → $500K
Winter Park median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the WINTER PARK 32789 median. See the full Winter Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 1009 LAKE BELL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$382,575
1001 EARLY AVENUE · same community
2 bd · 1 ba · 1,222 sqft · $313/sqft · 37 DOM
Sold · Apr ’26$405,000
1028 LAKE BELL DRIVE · same community
2 bd · 2 ba · 1,418 sqft · $286/sqft · 4 DOM
Sold · Mar ’26$375,000
1007 EARLY AVENUE · same community
3 bd · 2 ba · 1,721 sqft · $218/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1009 LAKE BELL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1009 LAKE BELL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1009 LAKE BELL DRIVE FAQs
What would the monthly payment be for 1009 LAKE BELL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,365/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1009 LAKE BELL DRIVE?+
The most recent tax bill on record (2025) was $5,448. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1009 LAKE BELL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Park?+
At $650,000, this home is listed about 4% above the Winter Park median of $627,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1009 LAKE BELL DRIVE?+
Hungerford Elementary (elementary), Edgewater High (high), College Park Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WINTER PARK 32789 market on paper
$650,000 is 21% below the WINTER PARK 32789 median of $820,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
71 days on market against a Winter Park median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $699,000, now $650,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLY PRICE & COMPANY LLC · Padgett McCormick. MLS #O6410167.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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