1009 LAKE BELL DRIVE, WINTER PARK, FL, 32789
Active72 days on marketListed May 22, 2026MLS #O6409849
About this home
1009 LAKE BELL DRIVE
Rarely does a property offer this combination of waterfront living, privacy, and walkable convenience in the heart of Winter Park. Situated on nearly half an acre at the end of a quiet dead-end street, this unique property features approximately 133 feet of waterfront frontage with direct access to private Lake Bell. The existing 3-bedroom, 2-bath home is comfortable and move-in ready, offering beautiful water views and the perfect opportunity to enjoy the property immediately while updating and personalizing it over time. Thoughtfully maintained, the home features major improvements including a roof and water heater replaced in 2019, HVAC system replaced in 2021, updated plumbing, and updated electrical panels, providing peace of mind for years to come. Whether you're looking for a charming waterfront home, a property to thoughtfully renovate, or an exceptional homesite for a future custom residence, the possibilities are endless. Step outside to an expansive backyard designed for entertaining, recreation, and peaceful waterfront living. Surrounded by mature trees and natural beauty, the property offers a secluded setting rarely found this close to all that Winter Park offers. The property's waterfront setting provides direct access to private Lake Bell, creating an exceptional backdrop for boating, fishing, paddleboarding, kayaking, and other water activities. Buyers should verify any future plans for waterfront improvements or uses. Adding to its appeal, the property is just a short walk from Winter Park Village, Whole Foods, shopping, dining, and everyday conveniences, while remaining only minutes from Park Avenue, College Park, and Downtown Orlando. Whether you choose to move in and enjoy the home as it is, make cosmetic updates over time, expand the existing residence, or create a custom waterfront estate, this exceptional property offers flexibility, long-term value, and a lifestyle that is increasingly difficult to find in Winter Park.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,467
Sqft
0.47 ac
Lot size
2
Garage
1958
Year built
One
Levels
$443
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,365 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,365/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.4%
$/sqft vs Winter Park actives
$443 vs $343
Days on market
72 vs 34 typical
Where $443/sqft sits among the 312 Winter Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Albert Lee Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Park. See the full Winter Park guide →
Albert Lee Ridge — neighborhood snapshot
Population
374
Median age
46
Median income
$57,574
Median home value
$240,000
Avg household
2
Households w/ children
10%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Park market
$473K → $500K
Winter Park median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
143 of 312
Winter Park actives have cut their price
Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the WINTER PARK 32789 median. See the full Winter Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 1009 LAKE BELL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$405,000
1028 LAKE BELL DRIVE · same community
2 bd · 2 ba · 1,418 sqft · $286/sqft · 4 DOM
Sold · Nov ’25$382,575
1001 EARLY AVENUE · same community
2 bd · 1 ba · 1,222 sqft · $313/sqft · 37 DOM
Sold · Mar ’26$375,000
1007 EARLY AVENUE · same community
3 bd · 2 ba · 1,721 sqft · $218/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1009 LAKE BELL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1009 LAKE BELL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1009 LAKE BELL DRIVE FAQs
What would the monthly payment be for 1009 LAKE BELL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,365/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1009 LAKE BELL DRIVE?+
The most recent tax bill on record (2025) was $5,448. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1009 LAKE BELL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Park?+
At $650,000, this home is listed about 4% above the Winter Park median of $627,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1009 LAKE BELL DRIVE?+
Hungerford Elementary (elementary), Edgewater High (high), College Park Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WINTER PARK 32789 market on paper
$650,000 is 18% below the WINTER PARK 32789 median of $795,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
72 days on market against a Winter Park median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $699,000, now $650,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLY PRICE & COMPANY LLC · Padgett McCormick. MLS #O6409849.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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