David Ramirez
$2,6994 bd2 ba1,446 sqft$2 /sqft$180 /mo all-in ↓

822 POLK STREET, ORLANDO, FL, 32805

Active80 days on marketListed May 22, 2026MLS #O6409964

Priced 99% below the ORLANDO 32805 medianSingle Family ResidenceHABITAT FOR HUMANITY GREATER ORLANDO AREA INC

About this home

822 POLK STREET

THIS GORGEOUS TWO STORY 4 BED/2BATHS MID-CENTURY MODERN ARCHITECTURALLY DESIGNED SINGLE FAMILY HOME IS REMODELED AND NESSELED IN THE SPAWLING HABITAT FOR HUMANITY GREATER ORLANDO AREA OF DOWNTOWN ORLANDO. THIS ELEGANT HOME FEATURES 1,652 SQ. FT. OF LIVING SPACE, A MODERN SWEDISH KITCHEN FEATURING GRANITE COUNTER TOPS, PORCELEN TILE FLOORS. STAINLESS STEELE APPLIANCES INCLUDE RANGE, RANGE HOOD, REFRIGIRATOR AND MICROWAVE OVEN. BEAUTIFUL LAMINANTE WOOD FLOORS. WONDERFULLY LANDSCAPED TO GIVE ULTIMATE CURB APPEAL. THIS HOME IS 2 MINUTES FROM DOWNTOWN ORLANDO, 20 MINUTES TO ORLANDO INTERNATIONAL AIRPORT, 10 MINUTES TO RETAIL SHOPPING AND RESTUARANTS, 15 MINUTES TO VALENCIAL STATE COLLEGE, 25 MINUTES TO UCF AND 30 MINUTES TO DISNEY WORLD.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,446

Sqft

0.15 ac

Lot size

2002

Year built

Two

Levels

$2

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

FacesNortheast
ExteriorSidewalk

Community & fees

PetsYes

Utilities & systems

UtilitiesSewer Connected
WaterNone

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$180 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$16
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $94Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $94
Interest rate6.00%
Loan term

Estimated payment

$180/mo

Principal & interest$16
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$2 vs $252

Days on market

80 vs 42 typical

Where $2/sqft sits among the 400 Orlando actives

0 · this home
45
174
112
31
38
$2–88$88–173$173–259$259–345$345–431$431+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Callahan

Map of 822 POLK STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando4 min
Universal Orlando16 min
Orlando Int’l Airport (MCO)24 min
Walt Disney World28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Callahan — neighborhood snapshot

Population

1,084

Median age

43

Median income

$28,460

Median home value

$190,900

Avg household

2

Households w/ children

40%

For the school run

Orange County School District

ElementaryOcps Academic Center For Excellence★★★★★
HighJones High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

179 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ORLANDO 32805 median. See the full Orlando market guide →

Paper trail

This home's history

May 22, 2026Listed at $2,699 · 80 days on market since
2002Built · HABITAT FOR HUMANITY GREATER ORLANDO AREA INC

Reality check

What actually sold near 822 POLK STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2139 W GORE STREETSold · Jul ’26

$325,000

2139 W GORE STREET

4 bd · 3 ba · 1,434 sqft · $227/sqft · 8 DOM

716 GROVE AVENUESold · Apr ’26

$180,000

716 GROVE AVENUE

3 bd · 2 ba · 1,458 sqft · $123/sqft · 60 DOM

538 N PARRAMORE AVENUESold · Jul ’26

$408,000

538 N PARRAMORE AVENUE

3 bd · 3 ba · 1,408 sqft · $290/sqft · 118 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 822 POLK STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 822 POLK STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

822 POLK STREET FAQs

What would the monthly payment be for 822 POLK STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 822 POLK STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $2,699, this home is listed about 99% below the Orlando median of $392,950. The market section on this page shows how the area is trending.

Which schools are assigned to 822 POLK STREET?+

Ocps Academic Center For Excellence (elementary), Jones High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GLOBAL ENTERPRISE REALTY GROUP · Darryl Henderson, Jr. MLS #O6409964.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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