822 POLK STREET, ORLANDO, FL, 32805
Active145 days on marketListed Mar 18, 2026MLS #O6391468
About this home
822 POLK STREET
THIS GORGEOUS TWO STORY 4 BED/2BATHS MID-CENTURY MODERN ARCHITECTURALLY DESIGNED SINGLE FAMILY HOME IS REMODELED AND NESSELED IN THE SPAWLING HABITAT FOR HUMANITY GREATER ORLANDO AREA OF DOWNTOWN ORLANDO. THIS ELEGANT HOME FEATURES 1,446 SQ. FT. OF LIVING SPACE, A MODERN SWEDISH KITCHEN FEATURING GRANITE COUNTER TOPS, PORCELEN TILE FLOORS. STAINLESS STEELE APPLIANCES INCLUDE RANGE, RANGE HOOD, REFRIGIRATOR AND MICROWAVE OVEN. BEAUTIFUL LAMINANTE WOOD FLOORS. WONDERFULLY LANDSCAPED TO GIVE ULTIMATE CURB APPEAL. THIS HOME IS 2 MINUTES FROM DOWNTOWN ORLANDO, 20 MINUTES TO ORLANDO INTERNATIONAL AIRPORT, 10 MINUTES TO RETAIL SHOPPING AND RESTUARANTS, 15 MINUTES TO VALENCIAL STATE COLLEGE, 25 MINUTES TO UCF AND 30 MINUTES TO DISNEY WORLD.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,446
Sqft
0.15 ac
Lot size
2002
Year built
Two
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,688 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,688/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs Orlando actives
$238 vs $252
Days on market
145 vs 42 typical
Where $238/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Callahan
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Callahan — neighborhood snapshot
Population
1,084
Median age
43
Median income
$28,460
Median home value
$190,900
Avg household
2
Households w/ children
40%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
179 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the ORLANDO 32805 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 822 POLK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$325,000
2139 W GORE STREET
4 bd · 3 ba · 1,434 sqft · $227/sqft · 8 DOM
Sold · Apr ’26$180,000
716 GROVE AVENUE
3 bd · 2 ba · 1,458 sqft · $123/sqft · 60 DOM
Sold · Jul ’26$408,000
538 N PARRAMORE AVENUE
3 bd · 3 ba · 1,408 sqft · $290/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 822 POLK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 822 POLK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
822 POLK STREET FAQs
What would the monthly payment be for 822 POLK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,688/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 822 POLK STREET?+
The most recent tax bill on record (2025) was $4,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 822 POLK STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $343,900, this home is listed about 13% below the Orlando median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 822 POLK STREET?+
Ocps Academic Center For Excellence (elementary), Jones High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$343,900 runs 34% above the ORLANDO 32805 median.
02Time on market is leverage
145 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $354,900, now $343,900 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GLOBAL ENTERPRISE REALTY GROUP · Darryl Henderson, Jr. MLS #O6391468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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