4862 CAYVIEW AVENUE UNIT 20909, ORLANDO, FL, 32819
Active52 days on marketListed Jun 12, 2026MLS #O6409622
About this home
4862 CAYVIEW AVENUE UNIT 20909
Welcome to this fully furnished and turn-key 3-bedroom, 2-bathroom condo in the gated community of Vista Cay Resort! Offering over 1,440 square feet of beautifully designed living space, this open-concept home features ceramic wood-look tile flooring throughout, creating a clean and modern aesthetic. The bright and airy living and dining areas seamlessly flow to a private balcony—ideal for enjoying warm Florida evenings. The spacious primary suite includes an ensuite bathroom and, walk-in closet, while two additional bedrooms share a well-appointed second bathroom, making the layout perfect for families, guests, or short-term renters. The kitchen is a chef's delight, complete with stainless steel appliances, granite countertops, and ample cabinetry. What truly elevates this property is its prime location—just minutes from Universal Orlando’s brand-new EPIC Universe theme park, now open and poised to be a major tourist destination. The condo is also within walking distance to the Orange County Convention Center and a short drive to Orlando International Airport, placing you in one of Central Florida’s most strategic and high-demand areas. Vista Cay Resort offers luxury amenities, including multiple resort-style pools, a state-of-the-art fitness center, clubhouse, game room, and a scenic 2-mile walking trail around Lake Cay. Whether you're seeking a vacation retreat, a full-time residence, or a high-performing investment property, this condo checks every box. Zoned for short-term rentals, this is a rare opportunity to own a 3-bedroom condo just steps from the EPIC Universe, the Convention Center, and all that Orlando has to offer. Don’t miss out—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,447
Sqft
0.03 ac
Lot size
2006
Year built
One
Levels
$363
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,083 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,083/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs VISTA CAY/HARBOR SQUARE PH 08
$363 vs $309
Days on market
52 vs 40 typical
Where $363/sqft sits among the 9 homes for sale in VISTA CAY/HARBOR SQUARE PH 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$48,034/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening50%
Occupancy
▼ 25% yr/yr
$252
Avg nightly rate
▲ 17% yr/yr
$29K/yr
Revenue per listing
$125
RevPAR
53 days
Booking lead time
4.7 nights
Avg stay
4
Typical min nights
4,364
Active rentals
▲ 10% supply
Seasonality — monthly occupancy
Peaks at 57% in Feb · bottoms at 39% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
4 of 9
VISTA CAY/HARBOR SQUARE PH 08 have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the Orlando median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4862 CAYVIEW AVENUE UNIT 20909
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$480,000
5000 CAYVIEW AVENUE UNIT 30408 · same community
3 bd · 2 ba · 1,447 sqft · $332/sqft · 43 DOM
Sold · Dec ’25$420,000
5000 CAYVIEW AVENUE UNIT 10108 · same community
3 bd · 2 ba · 1,247 sqft · $337/sqft · 249 DOM
Sold · Jan ’26$600,000
5036 SHOREWAY LOOP UNIT 30505 · same community
3 bd · 2 ba · 2,001 sqft · $300/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4862 CAYVIEW AVENUE UNIT 20909 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4862 CAYVIEW AVENUE UNIT 20909 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4862 CAYVIEW AVENUE UNIT 20909 FAQs
What would the monthly payment be for 4862 CAYVIEW AVENUE UNIT 20909?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $3,083/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4862 CAYVIEW AVENUE UNIT 20909?+
The most recent tax bill on record (2025) was $6,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4862 CAYVIEW AVENUE UNIT 20909 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Orlando?+
At $525,000, this home is listed about 33% above the Orlando median of $394,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$525,000 runs 33% above the Orlando median.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Todd Schroth, Pa. MLS #O6409622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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