12128 LAKESHORE DRIVE, CLERMONT, FL, 34711
Active43 days on marketListed Jun 17, 2026MLS #O6409257
About this home
12128 LAKESHORE DRIVE
Are you ready to live the ultimate Florida lifestyle? Do you enjoy watersports and spending time on the lake, or swimming in your own private pool, in between playing basketball & pickleball on your own court? Well if you answered yes to any of those questions, 12128 Lakeshore Drive in Clermont is one home that you will not want to scroll past. Perched upon the iconic Lakeshore Drive in Clermont, this unique estate property offers more than one can imagine, and will check more boxes than you even knew you had. Once you've walked up your 125' pavered driveway and are nearing the entry, you can really start to appreciate the exquisite views of Lake Minnehaha, and all that this home has to offer. Across the threshold into the main home, you'll find floor to ceiling windows that set the backdrop for family get-togethers and holiday dinners, along with an abundance of natural light beaming in from every corner. Two generously sized secondary bedrooms (each with their own en-suite bathrooms) are located on the west side of the home, while your new primary suite is located in the back of the home for extra privacy. Not only does this primary bedroom have its own direct access to your private pool, but it also has two separate bathrooms, making it extremely convenient when starting the day. An open kitchen with a SUB ZERO refrigerator, two sinks and granite countertops for as far as the eye can see make it even easier to be the go-to person for hosting. The views from the kitchen are just as spectacular as the lake views, and your eyes are immediately drawn to the crystal blue pool and decadent waterfall feature behind it. Need more space? How about a second dwelling behind the main home, of which has been dubbed a "clubhouse". That's right, this is 1 of 5 homes in Clermont with a built-in bunker into the hillside, with it's own full bathroom, wrap-around bar and it's own separate HVAC unit. This clubhouse would be the epitome of an entertainer's dream, and could double as a media room or even a formal guest home. Adjacent to the pool is a fully insulated and commercial-sized RV Garage/Boat Garage with hurricane panels. Beyond the clubhouse and multiple tiers of professional landscaping awaits a covered pavilion, where you can enjoy watching a game of basketball or pickleball, or even a morning cappuccino. > 160 FEET OF LAKE FRONTAGE ON LAKE MINNEHAHA | WHOLE HOME GENERATOR | SUMMER KITCHEN | NEW ROOF IN 2024 | HVAC IN MAIN HOME IN 2020 | NEW POOL PUMP & POOL RESURFACED WITH PEBBLE TEC IN 2021 | 125' FEET OF PAVERS ON DRIVEWAY | CUSTOM WATERFALL ON POOL DECK | NEW SEPTIC TANK & DRAINFIELD IN 2019 | WHOLE HOME WATER FILTRATION SYSTEM IN 2023 | APPROXIMATELY $600,000 IN ENHANCEMENTS OVER THE PAST SEVERAL YEARS < Please see attached list of itemized updates. Don't you deserve to finally live your best Florida life here?
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
4,153
Sqft
1.6 ac
Lot size
2
Garage
2004
Year built
One
Levels
$470
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,329 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,329/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.8%
$/sqft vs NA
$470 vs $265
Days on market
43 vs 33 typical
Where $470/sqft sits among the 127 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
56 of 127
NA have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 317% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 12128 LAKESHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$167,000
Carr 681 kM.HM 11.7 BO. ISLOTE SEC MELILLA · same community
3 bd · 1 ba · 3,514 sqft · $48/sqft · 27 DOM
Sold · Dec ’25$800,000
1751 SW 54TH COURT · same community
5 bd · 2.5 ba · 3,021 sqft · $265/sqft · 108 DOM
Sold · Jul ’26$1,100,000
17345 SWEETWATER ROAD · same community
3 bd · 2.5 ba · 2,573 sqft · $428/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12128 LAKESHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12128 LAKESHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12128 LAKESHORE DRIVE FAQs
What would the monthly payment be for 12128 LAKESHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,329/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12128 LAKESHORE DRIVE?+
The most recent tax bill on record (2025) was $10,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clermont?+
At $1,949,900, this home is listed about 318% above the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12128 LAKESHORE DRIVE?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PRIME PROPERTIES · Steven Horner. MLS #O6409257.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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